Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #45,641 of 84,120 nationally
Highland Oaks Eviction Risk: Moderate , St. Petersburg
Tract 12103020700 · Pinellas, FL · pop 3,146 · neighborhood within 0.1 mi
Census tract 12103020700 belongs to Highland Oaks in St. Petersburg, Florida. It is home to 3,146 residents and scores 4.5/10, a moderate reading for landlords. It lands near the 24th percentile nationally for landlord eviction risk.
Rent eats 30% or more of income for 42% of renter households, a severe level, and 15% are severely burdened at 50% or more. The typical renter pays about $1,510 a month while the average household earns $69,741 a year, roughly 26% of income at the averages. About 21% of occupied units are renter-occupied.
Risk score
4.3
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 9%
Stable renters 12%
Owners 79%
Tract context
Occupied units1,209
Renter share20.8%
SVI overall0.76
Poverty rate15.5%
Median income$69,741
Percentile rank
Higher percentile = riskier than more peers.Within parent city
68
th percentile
Elevated
Within county
69
th percentile
Elevated
Within state
69
th percentile
Elevated
Geographic context
Risk heat across St. Petersburg and the region
Centroid at 27.7501, -82.6691 · click any tract to drill in
Why Highland Oaks scores 4.3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Petersburg
5.0
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
15.5% poverty · this tract
3.9
Supply constraint
$1,510 rent vs county FMR
2.6
Rent control risk
Inherited from St. Petersburg
1.5
Eviction process difficulty
State law sets the calendar
3.0
Tenant organizing strength
Inherited from St. Petersburg
4.5
Housing court bias
Inherited from St. Petersburg
4.0
How Highland Oaks compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 76
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 60%Socioeconomic
- 65%Household composition
- 90%Racial/ethnic minority
- 80%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 35%Grade C
- 43%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 745Total filings over 18 yrs
- 9.18%Avg annual filing rate
- 14.9%Peak (2016)
- 37Filings in 2017 (latest validated)
Filings stayed roughly flat over the past 18 months.
Pandemic-era tracking (2020–2021)
- 233Total filings 2020-21
- 3.2Avg monthly (observed)
- 5.5Pre-pandemic baseline
- 0.59×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Highland Oaks. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Highland Oaks
The heaviest input here is tenant organizing strength at 4.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Petersburg eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Pinellas County average of 4.8 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.
The tract is predominantly Black and ranks around the 76th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 43% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 12103020700
Q1
What is the eviction-risk score for census tract 12103020700?
Census tract 12103020700 in the Highland Oaks neighborhood scores 4.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12103020700?
Median gross rent is $1,510/month (ACS 5-year 2023, table B25064). 42% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12103020700?
15.5% of residents in tract 12103020700 live below the federal poverty line (ACS B17001, 2023). Population: 3,146.
Q4
How socially vulnerable is tract 12103020700?
CDC Social Vulnerability Index ranks this tract in the 76th percentile nationally. Sub-themes: socioeconomic 60th, household 65th, minority 90th, housing 80th.
Q5
Is tract 12103020700 considered part of Highland Oaks?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103020700 fall within Highland Oaks (neighborhood centroid within 0.1 miles, OSM data).
Q6
How many evictions are filed each year in tract 12103020700?
Princeton Eviction Lab recorded 745 eviction filings across 18 validated years in tract 12103020700 (2000-2018). The average annual filing rate is 9.18% of renter households, peaking at 14.9% in 2016. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 12103020700 drop during COVID?
Pandemic-era filings ran 0.59× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q8
How does tract 12103020700 compare to St. Petersburg overall?
Tract 12103020700 scores 4.3/10, higher than the parent city of St. Petersburg at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Petersburg eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 12103020700 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 43% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in St. Petersburg
Top eight tracts in St. Petersburg ranked by composite eviction-risk score.
Tract · FL
Thirteenth Street Heights
6
/ 10 · Elevated
Tract · FL
Childs Park
5.8
/ 10 · Elevated
Tract · FL
12103020206
5.8
/ 10 · Elevated
Tract · FL
Palmetto Park
5.3
/ 10 · Moderate
Tract · FL
Riviera Bay
5.1
/ 10 · Moderate
Tract · FL
Bartlett Park
5
/ 10 · Moderate
Tract · FL
Bridgewater Place
5
/ 10 · Moderate
Tract · FL
Holiday Park
4.9
/ 10 · Moderate
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