Neighborhood · Ranked #28,954 of 84,120 nationally
Riviera Bay Eviction Risk: Moderate , St. Petersburg
Tract 12103024410 ·
Pinellas, FL · pop 3,862 · neighborhood within 0.4 mi
Tract 12103024410, home to 3,862 residents in Riviera Bay in St. Petersburg, scores 4.9/10 for landlord eviction risk. That is riskier than about 36% of US census tracts.
60% of renter households here spend at least 30% of income on rent, a severe level, and 31% are severely burdened at 50% or more. Average gross rent is $1,441 monthly, set against $53,809 in average yearly household income, roughly 32% of income at the averages. Renters make up 66% of occupied homes, a renter-majority tract.
Risk score
5.1
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 40%Stable renters 27%Owners 33%
Tract context
Occupied units1,717
Renter share66.4%
SVI overall0.74
Poverty rate21.9%
Median income$53,809
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#1 of 1 tracts In Riviera Bay
Moderate
Within parent city
95th percentile
#5 of 77 tracts In St. Petersburg
Very High
Within county
94th percentile
#17 of 273 tracts In Pinellas
Very High
Within state
86th percentile
#698 of 5,122 tracts In Florida
High
Geographic context
Risk heat across St. Petersburg and the region
Centroid at 27.8539, -82.6418 · click any tract to drill in
Why Riviera Bay scores 5.1
9 axes · 1 = landlord-friendly
Local political climate
Inherited from St. Petersburg
5.0
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
21.9% poverty · this tract
5.5
Supply constraint
$1,441 rent vs county FMR
2.3
Rent control risk
Inherited from St. Petersburg
1.5
Eviction process difficulty
State law sets the calendar
3.0
Tenant organizing strength
Inherited from St. Petersburg
4.5
Housing court bias
Inherited from St. Petersburg
4.0
How Riviera Bay compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 74
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
84%Socioeconomic
72%Household composition
53%Racial/ethnic minority
46%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
0%Grade A
0%Grade B
0%Grade C
17%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
1,099Total filings over 18 yrs
10.62%Avg annual filing rate
12.1%Peak (2013)
56Filings in 2017 (latest validated)
Filings by year2000 to 2017
Filings climbed 65% over the past 18 months.
Pandemic-era tracking (2020–2021)
214Total filings 2020-21
2.9Avg monthly (observed)
5.4Pre-pandemic baseline
0.54×Ratio to baseline
Monthly filings 2020–20212020-01-01 to 2026-01-01
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.
Analysis
What drives eviction risk in Riviera Bay
The score leans hardest on economic stress at 5.5/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Petersburg eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Pinellas County average of 4.8 and in line with the Florida statewide average of 4.9. Within its own county it reads on the riskier side for landlords.
The tract is White and Hispanic or Latino and ranks around the 74th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 17% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 12103024410
Q1
What is the eviction-risk score for census tract 12103024410?
Census tract 12103024410 in the Riviera Bay neighborhood scores 5.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12103024410?
Median gross rent is $1,441/month (ACS 5-year 2023, table B25064). 60% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12103024410?
21.9% of residents in tract 12103024410 live below the federal poverty line (ACS B17001, 2023). Population: 3,862.
Q4
How socially vulnerable is tract 12103024410?
CDC Social Vulnerability Index ranks this tract in the 74th percentile nationally. Sub-themes: socioeconomic 84th, household 72th, minority 53th, housing 46th.
Q5
Is tract 12103024410 considered part of Riviera Bay?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103024410 fall within Riviera Bay (neighborhood centroid within 0.4 miles, OSM data).
Q6
How many evictions are filed each year in tract 12103024410?
Princeton Eviction Lab recorded 1,099 eviction filings across 18 validated years in tract 12103024410 (2000-2018). The average annual filing rate is 10.62% of renter households, peaking at 12.1% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 12103024410 drop during COVID?
Pandemic-era filings ran 0.54× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q8
How does tract 12103024410 compare to St. Petersburg overall?
Tract 12103024410 scores 5.1/10, higher than the parent city of St. Petersburg at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Petersburg eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 12103024410 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 17% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in St. Petersburg
Top eight tracts in St. Petersburg ranked by composite eviction-risk score.