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Census Tract · Ranked #44,543 of 84,120 nationally

Willow Oak Eviction Risk: Lower

Tract 12105011908 · Polk, FL · pop 4,187 · 53% of tract blocks fall in Willow Oak

Willow Oak is where census tract 12105011908 sits, home to 4,187 residents. Its landlord eviction-risk score is $1/10. It lands near the 39th percentile nationally for landlord eviction risk.

Rent eats 30% or more of income for 34% of renter households, a high level, and 21% are severely burdened at 50% or more. Average gross rent is $1,194 monthly, set against $65,341 in average yearly household income, roughly 22% of income at the averages. About 54% of occupied units are renter-occupied, a renter-majority tract.

Risk score
3.8
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 18% Stable renters 36% Owners 46%
Tract context
Occupied units1,785
Renter share54.2%
SVI overall0.44
Poverty rate10.3%
Median income$65,341

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
50 th percentile
Rank, 50th percentileLowHigh
#2 of 3 tracts In Willow Oak
Moderate
Within county
46 th percentile
Rank, 46th percentileLowHigh
#95 of 174 tracts In Polk
Moderate
Within state
63 th percentile
Rank, 63rd percentileLowHigh
#1,912 of 5,122 tracts In Florida
Elevated
National
47 th percentile
Rank, 47th percentileLowHigh
#44,543 of 84,120 tracts In U.S.
Moderate
Geographic context

Risk heat across Willow Oak and the region

Centroid at 27.9422, -82.0151 · click any tract to drill in

Why Willow Oak scores 3.8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Willow Oak
4.9
Regional political climate
2024 county presidential margin
4.3
State political climate
Florida legislature & governorship
1.5
Economic stress
10.3% poverty · this tract
2.6
Supply constraint
$1,194 rent vs county FMR
3.9
Rent control risk
Inherited from Willow Oak
5.7
Eviction process difficulty
State law sets the calendar
1.5
Tenant organizing strength
Inherited from Willow Oak
9.3
Housing court bias
Inherited from Willow Oak
7.3

How Willow Oak compares

Risk score vs. parent city, county, state.
Willow Oak risk score vs. parent city / county / stateThis tract: 3.83.8This tracttract 011908Willow Oak: 2.32.3Willow Oakparent cityCounty: 3.93.9Countyavg tract in countyState: 3.53.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 44

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 451Total filings over 17 yrs
  • 6.47%Avg annual filing rate
  • 16.7%Peak (2000)
  • 21Filings in 2017 (latest validated)
Filings by year 2000 to 2017
Year-by-year eviction filings in tract 121050119082000: 46 filings (16.69/100 renter HHs)2001: 42 filings (15.24/100 renter HHs)2002: 21 filings (7.62/100 renter HHs)2003: 18 filings (6.53/100 renter HHs)2004: 16 filings (5.80/100 renter HHs)2005: 28 filings (9.79/100 renter HHs)2007: 17 filings (5.95/100 renter HHs)2008: 27 filings (9.44/100 renter HHs)2009: 20 filings (7.00/100 renter HHs)2010: 28 filings (3.13/100 renter HHs)2011: 32 filings (3.98/100 renter HHs)2012: 35 filings (4.35/100 renter HHs)2013: 28 filings (3.48/100 renter HHs)2014: 37 filings (4.60/100 renter HHs)2015: 14 filings (1.74/100 renter HHs)2016: 21 filings (2.29/100 renter HHs)2017: 21 filings (2.29/100 renter HHs)
Filings dropped 54% over the past 17 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Willow Oak

The heaviest input here is tenant organizing strength at 9.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Willow Oak, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Polk County average of 5.0 and in line with the Florida statewide average of 4.9. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 44th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

Princeton's Eviction Lab logged 451 eviction filings here over 17 tracked years, with about 6.5% of renter households facing a filing in a typical year. Filings peaked at 16.7% of renter households in 2000.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 12105011908

Q1

What is the eviction-risk score for census tract 12105011908?

Census tract 12105011908 in Willow Oak scores 3.8/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12105011908?

Median gross rent is $1,194/month (ACS 5-year 2023, table B25064). 34% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12105011908?

10.3% of residents in tract 12105011908 live below the federal poverty line (ACS B17001, 2023). Population: 4,187.
Q4

How socially vulnerable is tract 12105011908?

CDC Social Vulnerability Index ranks this tract in the 44th percentile nationally. Sub-themes: socioeconomic 58th, household 8th, minority 40th, housing 64th.
Q5

How many evictions are filed each year in tract 12105011908?

Princeton Eviction Lab recorded 451 eviction filings across 17 validated years in tract 12105011908 (2000-2018). The average annual filing rate is 6.47% of renter households, peaking at 16.7% in 2000. Source: Eviction Lab tract-validated 2024 release.
Q6

How does tract 12105011908 compare to Willow Oak overall?

Tract 12105011908 scores 3.8/10, higher than the parent city of Willow Oak at 2.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Willow Oak; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Willow Oak

Top eight tracts in Willow Oak ranked by composite eviction-risk score.

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