Northend Eviction Risk: Moderate

The strongest single driver of the headline number is economic stress at 10/10. CDC survey data puts housing insecurity at 37.5% of adults, against 14.2% nationally. The poverty rate is 49%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

Food insecurity affects 51.4% of adults, 33.6 points above the national rate. At $549 a month, rents sit 41% under what the rest of Albany commands.

The severe-burden share is 32%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. Annualized rent equals 43% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with.

This is a renter market: 81% of occupied units are tenant-occupied. On the softer side is rent-regulation exposure, at 1/10. Well under the midpoint is supply constraint, at 1/10.

Court records carry 343 eviction filings across its 2 observed tracts.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.