Holly Hills Eviction Risk: Moderate

24.6% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. Pulling the other way is rent-regulation exposure, at 1/10. 77% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over.

Set annual rent against average household income of $35,882 and the ratio lands at 33%, above the conventional 30% ceiling. The poverty rate is 29%, which shows up in this model as reduced rent-recovery odds after a judgment. The severe-burden share is 16%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay.

Running cool is eviction-process difficulty, at 2.5/10. On the softer side is tenant-organizing strength, at 2.5/10.

20.0% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. At $978 a month, rents sit 12% under what the rest of Columbus commands.

That places it #1 of 48 neighborhoods in Columbus. For a like-for-like read, Benning Park and Rose Hill score within a fraction of it.

One tract means one number: 5/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.