The Cottages at Illinois Eviction Risk: Elevated , Urbana

The score leans hardest on economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Urbana eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Champaign County average of 6.0 and above the Illinois statewide average of 5.4. Within its own county it reads on the riskier side for landlords.

The tract is Black and Asian and ranks around the 48th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

In CDC survey modeling, about 21.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 15.7% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.