The Cottages at Illinois Eviction Risk: High , Urbana

The severe-burden share is 31%, and it is the single best predictor in this model of a filing that actually reaches judgment. The poverty rate is 43%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Sitting well above the midpoint, tenant-organizing strength reads 9.7/10. 89% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. It sits 2.2 points above the Champaign County average of 5.8.

Set annual rent against average income of $27,094 and the ratio lands at 37%, above the conventional 30% ceiling. Running hot, housing-court posture reads 8.4/10. Food insecurity runs 31.9% against 17.8% nationally.

Average gross rent is $838, 14% below the Urbana average. Inability to pay a utility bill runs 15.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

That is riskier than roughly 91% of the 84,120 US census tracts in this model. Social vulnerability reads 5.3/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the IL average is 5.1, so this tract runs 2.9 points hotter.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.