Forest-Southview Historic District Eviction Risk: Elevated , Calumet City

85% of renter households cross the 30%-of-income line, well clear of the Cook County average of 45.6%. At $1,570 a month, rents run 33% over what the rest of Calumet City commands.

Annualized rent equals 33% of average household income of $56,295, past the 30% affordability line, which thins the margin any screening standard has to work with. The dominant input is local political climate at 7.8/10. Housing insecurity runs 28.2% against 14.2% nationally.

The poverty rate is 24%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Sitting well above the midpoint, regional political climate reads 7.5/10. Inability to pay a utility bill runs 18.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Court records carry 532 eviction filings across 15 observed years. The worst year on record was 2008, when 15.2% of renter households were served. This ground was mapped A ("Best") on the 1930s HOLC security maps for Lake Co. Gary. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 7.7% of renter households face a filing. That is riskier than roughly 78% of the 84,120 US census tracts in this model.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.