Lakewood-Balmoral Eviction Risk: High , Chicago

Severe burden reaches 27%. Those are renters paying half their income or more, and that is where non-payment filings originate. This is renter territory: 79% of occupied units are tenant-occupied.

Average gross rent is $993, 31% below the Chicago average. It sits 1.9 points above the Cook County average of 6.1.

Running hot, local political climate reads 8.5/10. On the high side, tenant-organizing strength reads 8/10. The poverty rate is 20%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

The filing record is not thin: 262 evictions over 15 years of observation. Filings peaked in 2011 at 4.3% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

In a typical year about 2.8% of renter households face a filing. That is riskier than roughly 91% of the 84,120 US census tracts in this model. Social vulnerability reads 8.5/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the IL average is 5.1, so this tract runs 2.9 points hotter. Of its three components the housing type and transport measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.