Englewood Eviction Risk: High , Chicago

Severe burden reaches 34%. Those are renters paying half their income or more, and that is where non-payment filings originate. Set annual rent against average income of $42,639 and the ratio lands at 42%, above the conventional 30% ceiling. Inability to pay a utility bill runs 29.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

What pushes it up most is local political climate at 8.5/10. It sits 2.0 points above the Cook County average of 6.1. 35% of renter households cross the 30%-of-income line, markedly below the Cook County average of 45.6%.

Sitting well above the midpoint, tenant-organizing strength reads 8/10. The poverty rate is 24%, which in this model reads as reduced rent-recovery odds after a judgment. Running hot, regional political climate reads 7.5/10.

Princeton's Eviction Lab logged 406 filings here across 15 tracked years. Filings peaked in 2001 at 10.8% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.