Schorsch Eviction Risk: High , Chicago

Set annual rent against average income of $41,699 and the ratio lands at 58%, above the conventional 30% ceiling. 32% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Average gross rent is $2,000, 39% above the Chicago average.

What pushes it up most is local political climate at 8.5/10. Against the Cook County average of 6.1, this tract reads riskier for landlords by 2.0 points.

Sitting well above the midpoint, tenant-organizing strength reads 8/10. The poverty rate is 26%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Running hot, regional political climate reads 7.5/10. Princeton's Eviction Lab logged 47 filings here across 13 tracked years.

The voucher gap is 13.6%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Filings peaked in 2013 at 4.4% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 2.5% of renter households face a filing.

On the national scale it lands near the 91st percentile of the 84,120 tracts scored.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.