Smith Park Eviction Risk: High , Chicago

Housing insecurity runs 34.6% against 14.2% nationally. The severe-burden share is 24%, and it is the single best predictor in this model of a filing that actually reaches judgment.

The score leans hardest on local political climate at 8.5/10. This is renter territory: 77% of occupied units are tenant-occupied. It sits 2.0 points above the Cook County average of 6.1.

Annualized rent equals 32% of average household income of $47,439, past the 30% affordability line, which thins the margin any screening standard has to work with. On the high side, tenant-organizing strength reads 8/10.

Running cool, supply constraint reads 2.3/10. The poverty rate is 21%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. roughly one in two of renter households cross the 30%-of-income line, above the Cook County average of 45.6%.

The filing record is not thin: 613 evictions over 15 years of observation. At $1,279 a month, rents run 11% under what the rest of Chicago commands.

Filings peaked in 2015 at 12.3% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.