Berger Eviction Risk: Elevated , Dolton

32% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The score leans hardest on rent-regulation exposure at 9.3/10.

SNAP participation runs 36.0% against 15.2% nationally. Sitting well above the midpoint, housing-court posture reads 8.7/10.

Annualized rent equals 35% of average household income of $53,407, past the 30% affordability line, which thins the margin any screening standard has to work with. Against the Cook County average of 6.1, this tract reads riskier for landlords by 1.7 points.

On the high side, local political climate reads 7.8/10. The poverty rate is 21%, which in this model reads as reduced rent-recovery odds after a judgment.

Inability to pay a utility bill runs 19.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Court records carry 438 eviction filings across 15 observed years. Average gross rent is $1,543, 11% above the Dolton average.

Filings peaked in 2014 at 13.4% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.