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Bull Valley, Illinois eviction risk overview
City brief · 1,269 residents

Bull Valley, IL Eviction Risk: MODERATE

McHenry County · Population 1,269

In 2026
Risk score
4.6
MODERATE

66th percentile, Illinois.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.5 Average3.0 Now4.6
10 5 1976 · score 1.5 1977 · score 1.5 1978 · score 1.5 1979 · score 1.6 1980 · score 1.7 1981 · score 1.7 1982 · score 1.7 1983 · score 1.7 1984 · score 1.7 1985 · score 1.7 1986 · score 1.7 1987 · score 1.7 1988 · score 1.9 1989 · score 1.9 1990 · score 2.0 1991 · score 2.0 1992 · score 2.6 1993 · score 2.6 1994 · score 2.7 1995 · score 2.7 1996 · score 2.8 1997 · score 2.9 1998 · score 2.9 1999 · score 3.0 2000 · score 2.6 2001 · score 2.7 2002 · score 2.7 2003 · score 2.8 2004 · score 2.8 2005 · score 2.9 2006 · score 2.9 2007 · score 3.0 2008 · score 3.8 2009 · score 4.0 2010 · score 4.0 2011 · score 4.1 2012 · score 3.7 2013 · score 3.8 2014 · score 3.8 2015 · score 3.9 2016 · score 4.1 2017 · score 4.2 2018 · score 4.4 2019 · score 4.5 2020 · score 5.1 2021 · score 5.1 2022 · score 5.1 2023 · score 5.1 2024 · score 5.0 2025 · score 5.0 2026 · score 4.6

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 5.4 Regional 5.4 State 5.2 Economic 5.3 Supply 6.1 Rent Control 6.2 Eviction 4.7 Tenant 2.3 Housing 4.8 4.6 MODERATE
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +5.3% (2024)
    5.4
  2. Regional political climate
    County-weighted neighbor mix
    5.4
  3. State political climate
    Illinois legislature & governorship
    5.2
  4. Economic stress
    5.8% poverty · 5.6% unemp.
    5.3
  5. Supply constraint
    $3,501 average · 3.1% renters
    6.1
  6. Rent Control risk
    28.1% of income on rent
    6.2
  7. Eviction process difficulty
    126 days filing → judgment
    4.7
  8. Tenant organizing strength
    3.1% renters
    2.3
  9. Housing court bias
    County bench composition
    4.8
Geographic context

Risk heat across Bull Valley and the region

Click any city to see its score

How Bull Valley compares

Risk score vs. peers, county, state, and the U.S.
Rank in McHenry County
Moderate
#20 of 42 cities
Rank in county, 54th percentileBottomTop
#20 of 42 cities in McHenry County for landlord eviction risk.
Rank in Illinois
Elevated
#494 of 1,456 cities
Rank in state, 66th percentileBottomTop
#494 of 1,456 cities in Illinois for landlord eviction risk.
vs. county · state · U.S.
Bull Valley risk score vs. county / state / U.S.Bull Valley: 4.64.6Bull ValleyThis cityCounty: 4.94.9Countyavg in countyState: 5.45.4Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 4.6
    / 10 · MODERATE
    The verdict

    A Moderate-tier market.

    Composite 4.6/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+3.1 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 126d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $3,501/mo. A contested eviction takes 126 days and costs $4,942-$14,081 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 3.1%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,269 residents, 3.1% rent. 28% are spending 30%+ income on rent, 5.8% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 5.4
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 5.4 and 5.4 (GOP margin +5.3% (2024)). State climate at 5.2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 5.2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 5.2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 4.7, housing court bias 4.8, rent-control risk 6.2. Standard process speed for the state.

    50-yr trendProcess difficulty +-0.3 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 5.3
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 5.3. Supply constraint: 6.1. The numbers behind those: 5.8% poverty, 5.6% unemployment, 28% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Bull Valley sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago Aurora, IL · 120d · ~$10.2k all-in ($85/day) · score 5.1 Aurora Naperville, IL · 115d · ~$9.2k all-in ($80/day) · score 4.7 Naperville Rockford, IL · 112d · ~$8.5k all-in ($76/day) · score 4.8 Rockford Elgin, IL · 129d · ~$9.9k all-in ($77/day) · score 5 Elgin Waukegan, IL · 116d · ~$9.0k all-in ($78/day) · score 4.9 Waukegan Cicero, IL · 114d · ~$8.9k all-in ($78/day) · score 6.2 Cicero Schaumburg, IL · 131d · ~$9.4k all-in ($72/day) · score 6.4 Schaumburg Evanston, IL · 109d · ~$8.3k all-in ($76/day) · score 5.8 Evanston Arlington Heights, IL · 123d · ~$10.8k all-in ($88/day) · score 5.7 Arlington Heights Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Bull Valley
Bull Valley · 126d · ~$9.5k all-in ($75/day) · score 4.6 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Bull Valley, IL

Landlording in Bull Valley, Illinois, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 4.6/10 (MODERATE tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Bull Valley is a city of 1,269 residents where 3.1% of occupied units are renter-occupied, and the typical renter spends 28.1% of income on rent. At an average rent of $3,501/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Bull Valley eviction process actually works

Eviction process difficulty here reads 4.7/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Bull Valley closes 126 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Bull Valley's timeline is usually the calendar, not the motion practice. Housing court bias scores 4.8/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Bull Valley runs $4,942 to $14,081 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 126 days of typical timeline and $3,501/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 2.3/10 in Bull Valley, and the city carries meaningful rent control exposure (6.2/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Illinois, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Bull Valley: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a MODERATE tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Illinois's statutory language. Fix those four, and most cases settle or default. Skip them, and a $14,081 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Bull Valley

Trap · 6.2/10
Comparative benchmarking matters in markets like this. Bull Valley's 5/10 is near the Illinois state average. Rent-control-risk sub-score: 6.2/10. See the nearby cities grid below for direct A-vs-B comparison.
05FAQ

Frequently asked questions

Q1

What's the absolute fastest I can evict someone for not paying rent in Bull Valley?

Even in a best-case scenario, where the tenant doesn't fight it and court dates align, you're looking at a minimum of 4-6 weeks from serving the 5-day notice to getting a court order. The average is 126 days. There's no "fast" eviction in Illinois.

Q2

Can I evict a tenant if their lease is over, but they won't leave?

Yes, this is considered a "holdover" tenancy. You would typically need to serve a 30-day notice of non-renewal (if it's a month-to-month or expiring lease) and then proceed with an eviction filing if they don't vacate. This falls under the same Forcible Entry and Detainer Act.

Q3

Do I need an attorney for an eviction in Bull Valley?

While you can legally represent yourself, it's highly recommended to hire an attorney. The eviction process in Illinois is full of technicalities. One small mistake in notice, filing, or court procedure can lead to your case being dismissed, forcing you to start over and costing you more time and money. Our Illinois eviction process step-by-step guide can show you the complexities.

Q4

Can I charge late fees in Bull Valley?

Yes, Illinois law allows for late fees, but they must be reasonable and clearly stated in your lease agreement. Typically, a flat fee or a percentage of the monthly rent (e.g., 5-10%) is acceptable. Excessive late fees can be challenged in court.

Q5

What if my tenant claims a habitability issue to stop an eviction?

Tenants can raise defenses in court, including claims that you haven't maintained the property. Always address maintenance requests promptly and keep records of all repairs. If there's a legitimate habitability issue, the court might reduce the rent owed or delay the eviction until repairs are made. Don't ignore repair requests.

06Score

What this score means for landlords2

A 4.6/10 places Bull Valley in the 66th percentile of Illinois cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.