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Neighborhood · Bloomington, IL

Ridgewood Terrace Eviction Risk: Moderate

2 census tracts · pop 4,163 · pop-weighted Eviction Risk Score 5.8/10 · range 5.8–5.8

Ridgewood Terrace spans 2 census tracts of Bloomington, IL, population 4,163. It carries an Eviction Risk Score of 5.8/10, in the Moderate tier. Against a Bloomington baseline of 24.9%, 55% of renters here cross the 30%-of-income line.

33% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. The dominant input is economic stress at 9.1/10.

The poverty rate is 37%, which shows up in this model as reduced rent-recovery odds after a judgment. 66% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. On the high side is tenant-organizing strength at 7.9/10.

At $894 a month, rents sit 15% under what the rest of Bloomington commands. SNAP participation is 25.3% of households versus 15.2% nationally.

That places it #1 of 20 neighborhoods in Bloomington. Its 2 tracts score within 0 points of one another, so the area figure travels well to individual addresses.

Annual rent works out to 29% of average household income of $37,350.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.

Risk score
5.8
Moderate
2 tracts · population-weighted
Ridgewood Terrace vs Bloomington How this neighborhood stacks against the citywide average
% of income on rent
55.1% +121%
Bloomington: 24.9%
Average gross rent
$894 -15%
Bloomington: $1,050
Average HH income
$37,350 -50%
Bloomington: $75,449
Poverty rate
37.0% +231%
Bloomington: 11.2%
Renter share
66.0% +73%
Bloomington: 38.1%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Ridgewood Terrace and the region

Click any tract to drill in · 2 tracts span score 5.8–5.8

Why Ridgewood Terrace scores 5.8

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 5.2–5.2 across tracts
5.2
Regional political climate
County-level mix · 2024 presidential margin · Range 5.2–5.2 across tracts
5.2
Local political climate
Parent city governance · Range 5.7–5.7 across tracts
5.7
Rent control risk
55% of income on rent · Range 3.9–3.9 across tracts
3.9
Eviction process difficulty
State notice requirements & court backlog · Range 4.7–4.7 across tracts
4.7
Tenant organizing strength
66% renter households · Range 7.9–7.9 across tracts
7.9
Housing court bias
County bench composition · Range 4.7–4.7 across tracts
4.7
Economic stress
37.0% below poverty line · Range 8.0–10.0 across tracts
9.1
Supply constraint
Rent-to-FMR gap & zoning friction · Range 1.9–5.0 across tracts
3.3
Risk score comparison

Ridgewood Terrace vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Ridgewood Terrace score vs. parent city, state, U.S.5.8Ridgewood TerraceNeighborhood4.4Parent cityhost city5.1Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Census tracts

2 tracts in Ridgewood Terrace

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
17113001302 5.8 2,264 61% $741
17113001303 5.8 1,899 48% $1,076
Social Vulnerability Index

CDC SVI percentile: 42

Pop-weighted across 2 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 69%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 23%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 37%ile
Hispanic + non-white share of population
Housing & transport 49%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Ridgewood Terrace

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About Ridgewood Terrace

Q1

What is the eviction-risk score for Ridgewood Terrace?

Ridgewood Terrace scores 5.8/10 (Moderate tier) across 2 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Ridgewood Terrace compare to Bloomington overall?

Ridgewood Terrace scores 1.4 points higher than Bloomington overall (4.4/10). Renters spend 55% of income on rent vs 25% citywide. Average rent: $894 vs $1,050.
Q3

What is the average rent in Ridgewood Terrace?

Average gross rent in Ridgewood Terrace is $894/month (pop-weighted across 2 census tracts, ACS 5-year 2023). 55% of renter households are cost-burdened.
Q4

What percentage of Ridgewood Terrace residents are renters?

66% of Ridgewood Terrace households are renter-occupied (vs 38% in Bloomington). The neighborhood has 4,163 residents.
Q5

Is Ridgewood Terrace a high social-vulnerability area?

Ridgewood Terrace sits in the 42nd percentile nationally on the CDC Social Vulnerability Index (less vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

Which tracts in Ridgewood Terrace have the highest eviction risk?

The highest-risk constituent tract in Ridgewood Terrace is census tract 17113001302 (score 5.8/10). Across the 2 tracts in this neighborhood the score ranges from 5.8 to 5.8, a spread of 0 points.
Q7

How safe is Ridgewood Terrace for landlords?

Ridgewood Terrace carries a moderate-tier eviction-risk profile for landlords (5.8/10). Pop-weighted across 2 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Bloomington as a whole (4.4/10), this neighborhood is higher-risk.
Q8

What is the demographic breakdown of Ridgewood Terrace?

Ridgewood Terrace has 3,898 residents. Top groups: White (non-Hispanic) (76.2%), Hispanic / Latino (8.1%), Black (non-Hispanic) (7.8%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Ridgewood Terrace

Sibling neighborhoods

Other neighborhoods inside Bloomington

Same parent city, ranked by score similarity to Ridgewood Terrace.

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