Neighborhood · O'Fallon, IL

Hearthstone Eviction Risk: Lower

1 census tracts · pop 4,320 · pop-weighted Eviction Risk Score 1.2/10 · range 1.2–1.2

Hearthstone is a white (non-hispanic) neighborhood in O'Fallon with 1 census tract and a population of 4,320 residents. The neighborhood's pop-weighted eviction-risk score of 1.2/10 (Lower tier) blends state law, county-level filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty. 24% of renters here pay at least 30% of household income on rent, and 16% are severely cost-burdened (≥50% of income). Average gross rent of $1,659/month sits 25% higher than the O'Fallon citywide average ($1,332).

Risk score

1.2

Lower

1 tracts · population-weighted

Hearthstone vs O'Fallon How this neighborhood stacks against the citywide average

% of income on rent

24.3% -14%

O'Fallon: 28.4%

Average gross rent

$1,659 +25%

O'Fallon: $1,332

Average HH income

$178,159 +73%

O'Fallon: $102,793

Poverty rate

0.5% -89%

O'Fallon: 4.4%

Renter share

4.8% -84%

O'Fallon: 29.8%

Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Hearthstone and the region

Click any tract to drill in · 1 tracts span score 1.2–1.2

Why Hearthstone scores 1.2

9 axes · pop-weighted · 1 = landlord-friendly

State political climate

legislature & governorship · Range 5.2–5.2 across tracts

5.2

Regional political climate

County-level mix · 2024 presidential margin · Range 5.4–5.4 across tracts

5.4

Local political climate

Parent city governance · Range 5.9–5.9 across tracts

5.9

Rent control risk

24% of income on rent · Range 5.0–5.0 across tracts

5.0

Eviction process difficulty

State notice requirements & court backlog · Range 5.0–5.0 across tracts

5.0

Tenant organizing strength

5% renter households · Range 6.4–6.4 across tracts

6.4

Housing court bias

County bench composition · Range 4.0–4.0 across tracts

4.0

Economic stress

0.5% below poverty line · Range 1.0–1.0 across tracts

1.0

Supply constraint

Rent-to-FMR gap & zoning friction · Range 8.7–8.7 across tracts

8.7

Risk score comparison

Hearthstone vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Census tracts

1 tracts in Hearthstone

Ranked highest-risk first. Click for per-tract detail.

Tract↕	Score↕	Pop↕	% over 30% on rent↕	Average rent↕
17163504353	1.2	4,320	24%	$1,659

Social Vulnerability Index

CDC SVI percentile: 5

Pop-weighted across 1 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 9%ile

Poverty, unemployment, no-HS-diploma, housing cost burden

Household characteristics 17%ile

Single-parent HH, disability, language barriers, age 17- / 65+

Racial/ethnic minority 29%ile

Hispanic + non-white share of population

Housing & transport 6%ile

Multi-unit structures, mobile homes, crowding, no vehicle

CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Hearthstone

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

6.9%Housing insecurity
4.4%Utility shutoff threat
6.7%Food insecurity
5.4%SNAP enrollment
4.1%No health insurance
19.1%Any disability

Frequently asked

About Hearthstone

What is the eviction-risk score for Hearthstone?

Hearthstone scores 1.2/10 (Lower tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.

How does Hearthstone compare to O'Fallon overall?

Hearthstone scores 3.0 points lower than O'Fallon overall (4.2/10). Renters spend 24% of income on rent vs 28% citywide. Average rent: $1,659 vs $1,332.

What is the average rent in Hearthstone?

Average gross rent in Hearthstone is $1,659/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 24% of renter households are cost-burdened.

What percentage of Hearthstone residents are renters?

5% of Hearthstone households are renter-occupied (vs 30% in O'Fallon). The neighborhood has 4,320 residents.

Is Hearthstone a high social-vulnerability area?

Hearthstone sits in the 5th percentile nationally on the CDC Social Vulnerability Index (low vulnerability). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.

How safe is Hearthstone for landlords?

Hearthstone carries a lower-tier eviction-risk profile for landlords (1.2/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to O'Fallon as a whole (4.2/10), this neighborhood is lower-risk.

What is the demographic breakdown of Hearthstone?

Hearthstone has 4,248 residents (White (non-Hispanic) Neighborhood). Top groups: White (non-Hispanic) (77.4%), Black (non-Hispanic) (8.4%), Hispanic / Latino (6%). Source: ACS 5-year 2023, table B03002.

Nearby

Other neighborhoods near Hearthstone

4.1 Sunset Hills 2 tracts · pop 11,096 4.8 McKinzie Place 3 tracts · pop 8,877

Sibling neighborhoods

Other neighborhoods inside O'Fallon

Same parent city, ranked by score similarity to Hearthstone.

1.2 Forest Hills 1 tracts · pop 5,117

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