1 census tracts · pop 4,320 · pop-weighted Eviction Risk Score 3/10
· range 3–3
Hearthstone is a one-tract neighborhood of O'Fallon, IL, population 4,320. It carries an Eviction Risk Score of 3/10, in the Lower tier. The voucher gap is 36.5%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears.
Pulling the other way is economic stress, at 1/10. On the high side is supply constraint at 8.7/10.
Average gross rent is $1,659, 25% above the O'Fallon average of $1,332. The severe-burden share is 16%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay.
Disability prevalence reaches 19.1% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute. CDC survey data puts housing insecurity at 6.9% of adults, against 14.2% nationally.
Against a O'Fallon baseline of 28.4%, roughly one in four of renters here cross the 30%-of-income line. At 5% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out.
Rent takes 11% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market. Poverty sits at 1%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.
Because the boundary contains one tract, 3/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.
Risk score
3
Lower
1 tracts · population-weighted
Hearthstone vs O'FallonHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority29%ile
Hispanic + non-white share of population
Housing & transport6%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted
Eviction-adjacent indicators in Hearthstone
Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.
6.9%Housing insecurity
4.4%Utility shutoff threat
6.7%Food insecurity
5.4%SNAP enrollment
4.1%No health insurance
19.1%Any disability
Frequently asked
About Hearthstone
Q1
What is the eviction-risk score for Hearthstone?
Hearthstone scores 3/10 (Lower tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does Hearthstone compare to O'Fallon overall?
Hearthstone scores 1.2 points lower than O'Fallon overall (4.2/10). Renters spend 24% of income on rent vs 28% citywide. Average rent: $1,659 vs $1,332.
Q3
What is the average rent in Hearthstone?
Average gross rent in Hearthstone is $1,659/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 24% of renter households are cost-burdened.
Q4
What percentage of Hearthstone residents are renters?
5% of Hearthstone households are renter-occupied (vs 30% in O'Fallon). The neighborhood has 4,320 residents.
Q5
Is Hearthstone a high social-vulnerability area?
Hearthstone sits in the 5th percentile nationally on the CDC Social Vulnerability Index (low vulnerability). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
How safe is Hearthstone for landlords?
Hearthstone carries a lower-tier eviction-risk profile for landlords (3/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to O'Fallon as a whole (4.2/10), this neighborhood is lower-risk.
Q7
What is the demographic breakdown of Hearthstone?
Hearthstone has 4,248 residents. Top groups: White (non-Hispanic) (77.4%), Black (non-Hispanic) (8.4%), Hispanic / Latino (6%). Source: ACS 5-year 2023, table B03002.
