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Neighborhood · Ranked #81,634 of 84,120 nationally

Hearthstone Eviction Risk: Lower , O'Fallon

Tract 17163504353 · St. Clair County, IL · pop 4,320 · neighborhood within 1.2 mi

With a score of 4.8/10, tract 17163504353 in the Hearthstone area of O'Fallon ranks in the Moderate tier for landlord eviction risk. The tract is home to 4,320 residents. On the national scale it ranks #57,006 of 84,120 for landlord eviction difficulty.

Rent eats 30% or more of income for 24% of renter households, a moderate level, and 16% are severely burdened at 50% or more. Average gross rent is $1,659 monthly, set against $178,159 in average yearly household income, roughly 11% of income at the averages. Renters make up 5% of occupied homes.

Risk score
1.2
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 1% Stable renters 4% Owners 95%
Tract context
Occupied units1,453
Renter share4.8%
SVI overall0.05
Poverty rate0.5%
Median income$178,159

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Hearthstone
Moderate
Within parent city
33 th percentile
Rank, 33rd percentileLowHigh
#5 of 7 tracts In O'Fallon
Low
Within county
5 th percentile
Rank, 5th percentileLowHigh
#65 of 68 tracts In St. Clair County
Very Low
Within state
7 th percentile
Rank, 7th percentileLowHigh
#3,034 of 3,263 tracts In Illinois
Very Low
Geographic context

Risk heat across O'Fallon and the region

Centroid at 38.6248, -89.8818 · click any tract to drill in

Why Hearthstone scores 1.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from O'Fallon
5.9
Regional political climate
2024 county presidential margin
5.4
State political climate
Illinois legislature & governorship
5.2
Economic stress
0.5% poverty · this tract
1.0
Supply constraint
$1,659 rent vs county FMR
8.7
Rent control risk
Inherited from O'Fallon
5.0
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
Inherited from O'Fallon
6.4
Housing court bias
Inherited from O'Fallon
4.0

How Hearthstone compares

Risk score vs. parent city, county, state.
Hearthstone risk score vs. parent city / county / stateThis tract: 1.21.2This tracttract 504353O'Fallon: 4.24.2O'Fallonparent cityCounty: 3.83.8Countyavg tract in countyState: 3.83.8Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 5

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Hearthstone

The score leans hardest on supply constraint at 8.7/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from O'Fallon, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the St. Clair County average of 5.5 and below the Illinois statewide average of 5.4. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 5th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

In CDC survey modeling, about 6.9% of adults here said they could not pay rent or mortgage at some point in the past year, and 4.4% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 17163504353

Q1

What is the eviction-risk score for census tract 17163504353?

Census tract 17163504353 in the Hearthstone neighborhood scores 1.2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 17163504353?

Median gross rent is $1,659/month (ACS 5-year 2023, table B25064). 24% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 17163504353?

0.5% of residents in tract 17163504353 live below the federal poverty line (ACS B17001, 2023). Population: 4,320.
Q4

How socially vulnerable is tract 17163504353?

CDC Social Vulnerability Index ranks this tract in the 5th percentile nationally. Sub-themes: socioeconomic 9th, household 17th, minority 29th, housing 6th.
Q5

Is tract 17163504353 considered part of Hearthstone?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 17163504353 fall within Hearthstone (neighborhood centroid within 1.2 miles, OSM data).
Q6

What share of households in tract 17163504353 struggle to pay rent?

About 6.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 17163504353 compare to O'Fallon overall?

Tract 17163504353 scores 1.2/10, lower than the parent city of O'Fallon at 4.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from O'Fallon eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in O'Fallon

Top eight tracts in O'Fallon ranked by composite eviction-risk score.

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