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Neighborhood · Ranked #67,219 of 84,120 nationally

Hearthstone Eviction Risk: Lower , O'Fallon

Tract 17163504353 · St. Clair County, IL · pop 4,320 · neighborhood within 1.2 mi

With a score of 3/10, tract 17163504353 in the Hearthstone area of O'Fallon, IL reads lower for landlord eviction risk. It is home to 4,320 residents. Against St. Clair County at 44.8%, 24% of renters here are cost-burdened.

Risk score
3
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 1% Stable renters 4% Owners 95%
Tract context
Occupied units1,453
Renter share4.8%
SVI overall0.05
Poverty rate0.5%
Median income$178,159

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Hearthstone
Moderate
Within parent city
67 th percentile
Rank, 67th percentileLowHigh
#3 of 7 tracts In O'Fallon
Elevated
Within county
9 th percentile
Rank, 9th percentileLowHigh
#62 of 68 tracts In St. Clair County
Very Low
Within state
12 th percentile
Rank, 12th percentileLowHigh
#2,873 of 3,263 tracts In Illinois
Very Low
Geographic context

Risk heat across O'Fallon and the region

Centroid at 38.6248, -89.8818 · click any tract to drill in

Why Hearthstone scores 3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from O'Fallon
5.9
Regional political climate
2024 county presidential margin
5.4
State political climate
Illinois legislature & governorship
5.2
Economic stress
0.5% poverty · this tract
1.0
Supply constraint
$1,659 rent vs county FMR
8.7
Rent control risk
Inherited from O'Fallon
5.0
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
Inherited from O'Fallon
6.4
Housing court bias
Inherited from O'Fallon
4.0

How Hearthstone compares

Risk score vs. parent city, county, state.
Hearthstone risk score vs. parent city / county / state3.0This tracttract 5043534.2O'Fallonparent city4.5Countyavg tract in county5.1Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 5

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Hearthstone

The voucher gap is 36.5%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. The clearest offset is economic stress at 1/10.

On the high side, supply constraint reads 8.7/10. Average gross rent is $1,659, 25% above the O'Fallon average.

It sits 1.5 points below the St. Clair County average of 4.5. The severe-burden share is 16%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Disability prevalence runs 19.1% against 31.5% nationally. SNAP participation runs 5.4% against 15.2% nationally. On the national scale it lands near the 20th percentile of the 84,120 tracts scored.

Only 5% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. Social vulnerability reads 1.4/10 on the CDC index, a measure of exposure to housing and economic shocks.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 17163504353

Q1

What is the eviction-risk score for census tract 17163504353?

Census tract 17163504353 in the Hearthstone neighborhood scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 17163504353?

Median gross rent is $1,659/month (ACS 5-year 2023, table B25064). 24% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 17163504353?

0.5% of residents in tract 17163504353 live below the federal poverty line (ACS B17001, 2023). Population: 4,320.
Q4

How socially vulnerable is tract 17163504353?

CDC Social Vulnerability Index ranks this tract in the 5th percentile nationally. Sub-themes: socioeconomic 9th, household 17th, minority 29th, housing 6th.
Q5

Is tract 17163504353 considered part of Hearthstone?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 17163504353 fall within Hearthstone (neighborhood centroid within 1.2 miles, OSM data).
Q6

What share of households in tract 17163504353 struggle to pay rent?

About 6.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 17163504353 compare to O'Fallon overall?

Tract 17163504353 scores 3/10, lower than the parent city of O'Fallon at 4.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from O'Fallon eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in O'Fallon

Top eight tracts in O'Fallon ranked by composite eviction-risk score.

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