Census Tract · Ranked #68,306 of 84,120 nationally

Elkhart Eviction Risk: Lower

Tract 18039000602 · Elkhart County, IN · pop 5,664 · 14% of tract blocks fall in Elkhart

How risky is Elkhart in Elkhart County for landlords? Census tract 18039000602 scores 3.9/10, the Lower tier. That is riskier than roughly 11% of the 84,120 US census tracts we score.

Rent eats 30% or more of income for 12% of renter households, a modest level, and 5% are severely burdened at 50% or more. Average gross rent is $1,145 monthly, set against $102,328 in average yearly household income, roughly 13% of income at the averages. Renters make up 16% of occupied homes.

Risk score

2.4

Lower

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 2% Stable renters 14% Owners 84%

Tract context

Occupied units1,612

Renter share15.9%

SVI overall0.45

Poverty rate3.8%

Median income$102,328

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Elkhart and the region

Centroid at 41.6332, -85.8419 · click any tract to drill in

Why Elkhart scores 2.4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Elkhart

4.2

Regional political climate

2024 county presidential margin

3.6

State political climate

Indiana legislature & governorship

2.0

Economic stress

3.8% poverty · this tract

1.0

Supply constraint

$1,145 rent vs county FMR

5.9

Rent control risk

Inherited from Elkhart

6.8

Eviction process difficulty

State law sets the calendar

1.7

Tenant organizing strength

Inherited from Elkhart

8.9

Housing court bias

Inherited from Elkhart

7.3

How Elkhart compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 45

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

41%Socioeconomic
49%Household composition
38%Racial/ethnic minority
52%Housing & transportation

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

10.7%Housing insecurity
7.1%Utility-shutoff threat
12.1%Food insecurity
6.0%SNAP enrollment
6.7%Transit barriers
9.3%No health insurance
18.3%Frequent mental distress
28.7%Any disability

Analysis

What drives eviction risk in Elkhart

What moves this score most is tenant organizing strength at 8.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Elkhart eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Elkhart County average of 4.7 and below the Indiana statewide average of 4.7. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 45th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

In CDC survey modeling, about 10.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 7.1% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is among the easier places to operate: faster process, lighter tenant-protection overhead, and shorter typical cases.

Frequently asked

About tract 18039000602

What is the eviction-risk score for census tract 18039000602?

Census tract 18039000602 in Elkhart scores 2.4/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18039000602?

Median gross rent is $1,145/month (ACS 5-year 2023, table B25064). 12% of renter households are cost-burdened.

What is the poverty rate in tract 18039000602?

3.8% of residents in tract 18039000602 live below the federal poverty line (ACS B17001, 2023). Population: 5,664.

How socially vulnerable is tract 18039000602?

CDC Social Vulnerability Index ranks this tract in the 45th percentile nationally. Sub-themes: socioeconomic 41th, household 49th, minority 38th, housing 52th.

What share of households in tract 18039000602 struggle to pay rent?

About 10.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.1% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18039000602 compare to Elkhart overall?

Tract 18039000602 scores 2.4/10, right in line with the parent city of Elkhart at 2.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Elkhart eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Elkhart

Top eight tracts in Elkhart ranked by composite eviction-risk score.