Within parent city
90
th percentile
High
Census Tract · Ranked #19,562 of 84,120 nationally
Elkhart Eviction Risk: Moderate
Tract 18039001601 · Elkhart County, IN · pop 4,584 · 87% of tract blocks fall in Elkhart
In Elkhart, census tract 18039001601 scores 5.7/10 for eviction risk. It lands near the 65th percentile nationally for landlord eviction risk.
Rent eats 30% or more of income for 64% of renter households, a severe level, and 36% are severely burdened at 50% or more. Average gross rent is $943 monthly, set against $44,231 in average yearly household income, roughly 26% of income at the averages. About 51% of occupied units are renter-occupied, a renter-majority tract.
Risk score
5.4
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 33%
Stable renters 19%
Owners 48%
Tract context
Occupied units2,088
Renter share51.2%
SVI overall0.86
Poverty rate28.0%
Median income$44,231
Percentile rank
Higher percentile = riskier than more peers.Within county
93
th percentile
Very High
Within state
90
th percentile
Very High
National
77
th percentile
High
Geographic context
Risk heat across Elkhart and the region
Centroid at 41.7107, -85.9769 · click any tract to drill in
Why Elkhart scores 5.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Elkhart
4.2
Regional political climate
2024 county presidential margin
3.6
State political climate
Indiana legislature & governorship
2.0
Economic stress
28.0% poverty · this tract
7.0
Supply constraint
$943 rent vs county FMR
3.9
Rent control risk
Inherited from Elkhart
6.8
Eviction process difficulty
State law sets the calendar
1.7
Tenant organizing strength
Inherited from Elkhart
8.9
Housing court bias
Inherited from Elkhart
7.3
How Elkhart compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 86
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 80%Socioeconomic
- 91%Household composition
- 28%Racial/ethnic minority
- 85%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 20.1%Housing insecurity
- 15.6%Utility-shutoff threat
- 27.7%Food insecurity
- 20.0%SNAP enrollment
- 14.0%Transit barriers
- 15.7%No health insurance
- 22.4%Frequent mental distress
- 41.4%Any disability
Analysis
What drives eviction risk in Elkhart
The score leans hardest on tenant organizing strength at 8.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Elkhart eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Elkhart County average of 4.7 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.
The tract is predominantly White and ranks around the 86th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
In CDC survey modeling, about 20.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 15.6% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18039001601
Q1
What is the eviction-risk score for census tract 18039001601?
Census tract 18039001601 in Elkhart scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18039001601?
Median gross rent is $943/month (ACS 5-year 2023, table B25064). 64% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18039001601?
28.0% of residents in tract 18039001601 live below the federal poverty line (ACS B17001, 2023). Population: 4,584.
Q4
How socially vulnerable is tract 18039001601?
CDC Social Vulnerability Index ranks this tract in the 86th percentile nationally. Sub-themes: socioeconomic 80th, household 91th, minority 28th, housing 85th.
Q5
What share of households in tract 18039001601 struggle to pay rent?
About 20.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 15.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
How does tract 18039001601 compare to Elkhart overall?
Tract 18039001601 scores 5.4/10, higher than the parent city of Elkhart at 2.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Elkhart eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Elkhart
Top eight tracts in Elkhart ranked by composite eviction-risk score.
Tract · IN
18039002201
5.7
/ 10 · Elevated
Tract · IN
18039002600
5.6
/ 10 · Elevated
Tract · IN
18039002700
5.2
/ 10 · Moderate
Tract · IN
18039001901
4.9
/ 10 · Moderate
Tract · IN
18039002300
4.8
/ 10 · Moderate
Tract · IN
18039002102
4.5
/ 10 · Moderate
Tract · IN
18039001501
4.4
/ 10 · Moderate
Tract · IN
18039002900
4.3
/ 10 · Moderate
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