North Harbor Eviction Risk: Moderate , East Chicago

Sitting well above the midpoint, tenant-organizing strength reads 9.5/10. The poverty rate is 38%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. SNAP participation runs 32.2% against 15.2% nationally.

Severe burden reaches 22%. Those are renters paying half their income or more, and that is where non-payment filings originate. This is renter territory: 72% of occupied units are tenant-occupied.

Housing insecurity runs 28.6% against 14.2% nationally. Running cool, eviction-process difficulty reads 1.9/10.

36% of renter households cross the 30%-of-income line, below the Lake County average of 43.0%. Against the Lake County average of 4.4, this tract reads riskier for landlords by 1.2 points. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Lake Co. Gary. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

That is riskier than roughly 73% of the 84,120 US census tracts in this model. Social vulnerability reads 8.3/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the IN average is 3.9, so this tract runs 1.7 points hotter. Of its three components the household composition measure is the most pressured. Average gross rent is $882, close to the East Chicago average.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.