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East Chicago, Indiana eviction risk overview
Ranked #1,060 of 1,865 nationally

East Chicago, IN Eviction Risk: MODERATE

Lake County · Population 26,022

In 2026
Risk score
4.8
MODERATE

99th percentile, Indiana.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.4 Average3.7 Now4.8
10 5 1976 · score 2.4 1977 · score 2.4 1978 · score 2.5 1979 · score 2.6 1980 · score 2.5 1981 · score 2.5 1982 · score 2.6 1983 · score 2.5 1984 · score 2.4 1985 · score 2.4 1986 · score 2.5 1987 · score 2.5 1988 · score 2.6 1989 · score 2.6 1990 · score 2.7 1991 · score 2.7 1992 · score 3.1 1993 · score 3.1 1994 · score 3.2 1995 · score 3.2 1996 · score 3.3 1997 · score 3.3 1998 · score 3.4 1999 · score 3.4 2000 · score 3.4 2001 · score 3.5 2002 · score 3.6 2003 · score 3.6 2004 · score 3.5 2005 · score 3.6 2006 · score 3.7 2007 · score 3.7 2008 · score 4.4 2009 · score 4.6 2010 · score 4.6 2011 · score 4.7 2012 · score 4.5 2013 · score 4.6 2014 · score 4.7 2015 · score 4.7 2016 · score 4.6 2017 · score 4.7 2018 · score 5.0 2019 · score 5.1 2020 · score 5.6 2021 · score 5.6 2022 · score 5.6 2023 · score 5.6 2024 · score 5.4 2025 · score 5.4 2026 · score 4.8

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 6.2 Regional 6.2 State 2.0 Economic 8.6 Supply 6.7 Rent Control 5.5 Eviction 1.9 Tenant 9.5 Housing 7.2 4.8 MODERATE
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +5.6% (2024)
    6.2
  2. Regional political climate
    County-weighted neighbor mix
    6.2
  3. State political climate
    Indiana legislature & governorship
    2.0
  4. Economic stress
    27.0% poverty · 7.9% unemp.
    8.6
  5. Supply constraint
    $854 average · 57.1% renters
    6.7
  6. Rent Control risk
    30.2% of income on rent
    5.5
  7. Eviction process difficulty
    35 days filing → judgment
    1.9
  8. Tenant organizing strength
    57.1% renters
    9.5
  9. Housing court bias
    County bench composition
    7.2
Geographic context

Risk heat across East Chicago and the region

Click any city to see its score

How East Chicago compares

Risk score vs. peers, county, state, and the U.S.
Rank in Lake County
Very High
#2 of 20 cities
Rank in county, 95th percentileBottomTop
#2 of 20 cities in Lake County for landlord eviction risk.
Rank in Indiana
Very High
#15 of 971 cities
Rank in state, 99th percentileBottomTop
#15 of 971 cities in Indiana for landlord eviction risk.
vs. county · state · U.S.
East Chicago risk score vs. county / state / U.S.East Chicago: 4.84.8East ChicagoThis cityCounty: 4.64.6Countyavg in countyState: 4.14.1Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 4.8
    / 10 · MODERATE
    The verdict

    A Moderate-tier market.

    Composite 4.8/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+2.4 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 35d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $854/mo. A contested eviction takes 35 days and costs $1,033-$3,662 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 57.1%
    Renters
    The renters

    Who you'll be renting to.

    Out of 26,022 residents, 57.1% rent. 30% are spending 30%+ income on rent, 27.0% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 6.2
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 6.2 and 6.2 (Dem margin +5.6% (2024)). State climate at 2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.9, housing court bias 7.2, rent-control risk 5.5. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.1 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 8.6
    Economic stress
    The stress

    Economic pressure is the real risk.

    Economic stress: 8.6. Supply constraint: 6.7. The numbers behind those: 27.0% poverty, 7.9% unemployment, 30% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

East Chicago sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Hammond, IN · 41d · ~$2.5k all-in ($62/day) · score 4.7 Hammond Gary, IN · 39d · ~$2.0k all-in ($52/day) · score 4.9 Gary Indianapolis, IN · 37d · ~$2.4k all-in ($64/day) · score 5.6 Indianapolis Fort Wayne, IN · 40d · ~$2.1k all-in ($52/day) · score 2.7 Fort Wayne Evansville, IN · 37d · ~$2.5k all-in ($67/day) · score 2.8 Evansville South Bend, IN · 40d · ~$2.5k all-in ($61/day) · score 3.5 South Bend Fishers, IN · 39d · ~$2.4k all-in ($62/day) · score 3.9 Fishers Carmel, IN · 41d · ~$2.3k all-in ($57/day) · score 4.2 Carmel Bloomington, IN · 35d · ~$2.4k all-in ($69/day) · score 3.8 Bloomington Noblesville, IN · 40d · ~$2.5k all-in ($64/day) · score 4.3 Noblesville Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle East Chicago
East Chicago · 35d · ~$2.3k all-in ($67/day) · score 4.8 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in East Chicago, IN

Landlording in East Chicago, Indiana, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 4.8/10 (MODERATE tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

East Chicago is a city of 26,022 residents where 57.1% of occupied units are renter-occupied, and the typical renter spends 30.2% of income on rent. At an average rent of $854/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How East Chicago eviction process actually works

Eviction process difficulty here reads 1.9/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in East Chicago closes 35 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of East Chicago's timeline is usually the calendar, not the motion practice. Housing court bias scores 7.2/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in East Chicago runs $1,033 to $3,662 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 35 days of typical timeline and $854/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 9.5/10 in East Chicago, and the city has limited rent control exposure (5.5/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Indiana, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in East Chicago: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a MODERATE tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Indiana's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,662 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in East Chicago

Trap · 7.2/10
For landlords, the 5.4/10 score is most actionable when combined with Lake County's specific court behavior. Housing-court bias sub-score: 7.2/10. Use proactive screening and documented notices.
04Eviction filings

Live filings tracking · Eviction Lab

Princeton Eviction Lab Tracking System, state-level (no county tracker available). Last update 2026-05-01.

In the most recent month, 5,536 eviction cases were filed across the tracker's coverage area, 0.95× the historical baseline (below baseline). Past 12 months: 71,124 filings. Pandemic-era cumulative: 388,307.

  • 5,536Past month
  • 71,124Past 12 months
  • 0.95×vs baseline (past mo)
  • 17.2%Repeat-tenant filings
Notice requirement: at least ten days notice (in some cases more). Filing fee: minimum filing fee of $87 (depending on the filing method).
Last 36 months of filings 2023-05-01 - 2026-04-01
Monthly eviction filings (Eviction Lab tracker)2023-05-01: 6,535 filings (1.01× hist)2023-06-01: 6,849 filings (1.05× hist)2023-07-01: 6,392 filings (0.97× hist)2023-08-01: 6,893 filings (1.01× hist)2023-09-01: 6,053 filings (0.97× hist)2023-10-01: 6,377 filings (0.99× hist)2023-11-01: 5,473 filings (0.98× hist)2023-12-01: 5,072 filings (0.95× hist)2024-01-01: 6,488 filings (0.95× hist)2024-02-01: 5,546 filings (0.97× hist)2024-03-01: 4,994 filings (0.95× hist)2024-04-01: 5,732 filings (0.98× hist)2024-05-01: 6,186 filings (0.95× hist)2024-06-01: 5,971 filings (0.92× hist)2024-07-01: 6,556 filings (0.99× hist)2024-08-01: 6,405 filings (0.94× hist)2024-09-01: 5,989 filings (0.96× hist)2024-10-01: 6,334 filings (0.98× hist)2024-11-01: 5,515 filings (0.99× hist)2024-12-01: 5,529 filings (1.03× hist)2025-01-01: 6,682 filings (0.98× hist)2025-02-01: 5,583 filings (1.00× hist)2025-03-01: 4,985 filings (0.95× hist)2025-04-01: 5,499 filings (0.94× hist)2025-05-01: 5,854 filings (0.90× hist)2025-06-01: 6,312 filings (0.97× hist)2025-07-01: 6,736 filings (1.02× hist)2025-08-01: 6,317 filings (0.92× hist)2025-09-01: 6,149 filings (0.99× hist)2025-10-01: 6,313 filings (0.98× hist)2025-11-01: 5,141 filings (0.93× hist)2025-12-01: 5,602 filings (1.05× hist)2026-01-01: 6,368 filings (0.93× hist)2026-02-01: 5,712 filings (1.02× hist)2026-03-01: 5,084 filings (0.97× hist)2026-04-01: 5,536 filings (0.95× hist)
Filings dropped 5% over the past 12 months.
05FAQ

Frequently asked questions

Q1

How long is the non-payment notice in East Chicago?

10 days. Indiana law (Ind. Code § 32-31 (Landlord-Tenant Relations)) sets a 10-day pay-or-quit notice before any unlawful-detainer filing. If the tenant pays in full inside the cure window, the notice is satisfied and the landlord cannot proceed on that delinquency.

Q2

What's the security deposit cap in East Chicago?

Indiana does not have a statutory cap; market practice and lease language govern. Confirm any local-ordinance limits before setting deposit policy.

Q3

Does East Chicago require just-cause to end a tenancy?

Not at the state level. Indiana doesn't impose statewide just-cause. Some Indiana cities and counties do, though, so check East Chicago's local ordinances before drafting a no-cause notice.

Q4

Do I have to accept Section 8 vouchers in East Chicago?

Not at the state level. Indiana doesn't have statewide source-of-income protection, though some cities and counties do. Verify East Chicago's local code before adopting any no-voucher policy.

Q5

What's the typical East Chicago eviction cost?

Typical all-in: $1,033 to $3,662, covering filing, service, attorney representation, sheriff or constable lockout, and lost rent during the case. Cash-for-keys at $1,000-$3,000 routinely outperforms full-process economics when the tenant will negotiate.

Q6

How long does eviction take in East Chicago?

Uncontested cases run 21-45 days from notice service to physical lockout. Contested cases, usually involving habitability counterclaims, retaliation defenses, or notice-defect attacks, extend by 60-180 days.

Q7

What happens if I change the locks on a non-paying tenant?

No. Self-help eviction, changing locks, shutting off utilities, removing belongings, is illegal in Indiana and every other state. Statutory damages typically run $1,000-$10,000 per incident plus the tenant's attorney fees. The fact that the tenant hasn't paid in months does not change this; you still go through court.

For deeper Indiana-specific guidance, see the Indiana eviction process step-by-step, the Indiana eviction cost guide, Indiana security deposit rules, and Indiana tenant protections. For surrounding markets, see the Lake County landlord overview. The methodology behind the 5.4/10 score is documented at the scoring methodology page.

06Score

What this score means for landlords2

A 4.8/10 places East Chicago in the 99th percentile of Indiana cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.