North Harbor Eviction Risk: Moderate , East Chicago

What pushes it up most is economic stress at 10/10. Food insecurity runs 53.2% against 17.8% nationally. Running hot, tenant-organizing strength reads 9.5/10.

The poverty rate is 40%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. This is renter territory: 85% of occupied units are tenant-occupied.

Well under the midpoint, supply constraint reads 1.3/10. 19% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Disability prevalence runs 45.4% against 31.5% nationally. It sits 1.2 points above the Lake County average of 4.4. At $750 a month, rents run 12% under what the rest of East Chicago commands.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 73% of the 84,120 US census tracts in this model.

Social vulnerability reads 8.9/10 on the CDC index, a measure of exposure to housing and economic shocks.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.