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Neighborhood · Ranked #16,850 of 84,120 nationally

North Harbor Eviction Risk: Moderate , East Chicago

Tract 18089030200 · Lake County, IN · pop 1,206 · neighborhood within 0.0 mi

Census tract 18089030200 covers the North Harbor neighborhood of East Chicago, home to 1,206 residents. For landlords it grades 5.4/10, a moderate reading. On the national scale it ranks #39,080 of 84,120 for landlord eviction difficulty.

25% of renter households here spend at least 30% of income on rent, a moderate level, and 19% are severely burdened at 50% or more. Average gross rent is $750 monthly, set against $30,972 in average yearly household income, roughly 29% of income at the averages. About 85% of occupied units are renter-occupied, a renter-majority tract.

Risk score
5.6
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 22% Stable renters 63% Owners 15%
Tract context
Occupied units361
Renter share85.0%
SVI overall0.88
Poverty rate39.9%
Median income$30,972

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In North Harbor
Very High
Within parent city
67 th percentile
Rank, 67th percentileLowHigh
#4 of 10 tracts In East Chicago
Elevated
Within county
82 th percentile
Rank, 82nd percentileLowHigh
#24 of 131 tracts In Lake County
High
Within state
94 th percentile
Rank, 94th percentileLowHigh
#97 of 1,693 tracts In Indiana
Very High
Geographic context

Risk heat across East Chicago and the region

Centroid at 41.6497, -87.4488 · click any tract to drill in

Why North Harbor scores 5.6

9 axes · 1 = landlord-friendly
Local political climate
Inherited from East Chicago
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Indiana legislature & governorship
2.0
Economic stress
39.9% poverty · this tract
10.0
Supply constraint
$750 rent vs county FMR
1.3
Rent control risk
Inherited from East Chicago
5.5
Eviction process difficulty
State law sets the calendar
1.9
Tenant organizing strength
Inherited from East Chicago
9.5
Housing court bias
Inherited from East Chicago
7.2

How North Harbor compares

Risk score vs. parent city, county, state.
North Harbor risk score vs. parent city / county / stateThis tract: 5.65.6This tracttract 030200East Chicago: 2.82.8East Chicagoparent cityCounty: 3.93.9Countyavg tract in countyState: 3.63.6Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 88

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within North Harbor. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in North Harbor

What moves this score most is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from East Chicago eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Lake County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

Part of this tract, about 16% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

The tract is predominantly Black and ranks around the 88th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18089030200

Q1

What is the eviction-risk score for census tract 18089030200?

Census tract 18089030200 in the North Harbor neighborhood scores 5.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18089030200?

Median gross rent is $750/month (ACS 5-year 2023, table B25064). 25% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18089030200?

39.9% of residents in tract 18089030200 live below the federal poverty line (ACS B17001, 2023). Population: 1,206.
Q4

How socially vulnerable is tract 18089030200?

CDC Social Vulnerability Index ranks this tract in the 88th percentile nationally. Sub-themes: socioeconomic 83th, household 91th, minority 100th, housing 63th.
Q5

Is tract 18089030200 considered part of North Harbor?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089030200 fall within North Harbor (neighborhood centroid within 0.0 miles, OSM data).
Q6

What share of households in tract 18089030200 struggle to pay rent?

About 36.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 29.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 18089030200 compare to East Chicago overall?

Tract 18089030200 scores 5.6/10, higher than the parent city of East Chicago at 2.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from East Chicago eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 18089030200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 16% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in East Chicago

Top eight tracts in East Chicago ranked by composite eviction-risk score.

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