Neighborhood · Gary, IN

Horace Mann Eviction Risk: Moderate

5 census tracts · pop 8,710 · pop-weighted Eviction Risk Score 5.6/10 · range 5.3–5.8

Horace Mann is a black (non-hispanic) neighborhood in Gary with 5 census tracts and a population of 8,710 residents. The neighborhood's pop-weighted eviction-risk score of 5.6/10 (Moderate tier) blends state law, county-level filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty. 37% of renters here pay at least 30% of household income on rent, and 28% are severely cost-burdened (≥50% of income). Average gross rent of $927/month sits 8% lower than the Gary citywide average ($1,012).

Risk score

5.6

Moderate

5 tracts · population-weighted

Horace Mann vs Gary How this neighborhood stacks against the citywide average

% of income on rent

36.9% +1%

Gary: 36.4%

Average gross rent

$927 -8%

Gary: $1,012

Average HH income

$34,595 -7%

Gary: $37,380

Poverty rate

34.6% +5%

Gary: 32.9%

Renter share

45.8% -10%

Gary: 51.0%

Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Horace Mann and the region

Click any tract to drill in · 5 tracts span score 5.3–5.8

Why Horace Mann scores 5.6

9 axes · pop-weighted · 1 = landlord-friendly

State political climate

legislature & governorship · Range 2.0–2.0 across tracts

2.0

Regional political climate

County-level mix · 2024 presidential margin · Range 5.8–5.8 across tracts

5.8

Local political climate

Parent city governance · Range 6.2–6.2 across tracts

6.2

Rent control risk

37% of income on rent · Range 8.2–8.2 across tracts

8.2

Eviction process difficulty

State notice requirements & court backlog · Range 2.3–2.3 across tracts

2.3

Tenant organizing strength

46% renter households · Range 9.3–9.3 across tracts

9.3

Housing court bias

County bench composition · Range 8.7–8.7 across tracts

8.7

Economic stress

34.6% below poverty line · Range 5.8–10.0 across tracts

7.9

Supply constraint

Rent-to-FMR gap & zoning friction · Range 1.0–5.7 across tracts

3.0

Risk score comparison

Horace Mann vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Variance across tracts

How uniformly does eviction risk play out in Horace Mann?

Left: distribution of constituent tract scores. Right: every tract as a heat square. Click any square to drill in.

Score distribution

0246810

Spread of 0.5 points from 5.3 to 5.8. Tracts are relatively uniform, so conditions feel similar throughout the neighborhood.

Tracts as heat grid

5.8 5.7 5.6 5.5 5.3

Each square = one census tract. Color tracks the same green→red ramp as the chloropleth map above.

Census tracts

5 tracts in Horace Mann

Ranked highest-risk first. Click for per-tract detail.

Tract↕	Score↕	Pop↕	% over 30% on rent↕	Average rent↕
18089012800	5.8	2,120	37%	$1,006
18089011300	5.7	1,308	43%	$541
18089011800	5.6	1,207	27%	$1,118
18089010400	5.5	3,247	39%	$868
18089010900	5.3	828	33%	$1,286

Social Vulnerability Index

CDC SVI percentile: 85

Pop-weighted across 5 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 91%ile

Poverty, unemployment, no-HS-diploma, housing cost burden

Household characteristics 79%ile

Single-parent HH, disability, language barriers, age 17- / 65+

Racial/ethnic minority 98%ile

Hispanic + non-white share of population

Housing & transport 49%ile

Multi-unit structures, mobile homes, crowding, no vehicle

CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Horace Mann

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

28.3%Housing insecurity
25.3%Utility shutoff threat
41.6%Food insecurity
34.5%SNAP enrollment
12.1%No health insurance
42.1%Any disability

Frequently asked

About Horace Mann

What is the eviction-risk score for Horace Mann?

Horace Mann scores 5.6/10 (Moderate tier) across 5 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.

How does Horace Mann compare to Gary overall?

Horace Mann scores 2.5 points higher than Gary overall (3.1/10). Renters spend 37% of income on rent vs 36% citywide. Average rent: $927 vs $1,012.

What is the average rent in Horace Mann?

Average gross rent in Horace Mann is $927/month (pop-weighted across 5 census tracts, ACS 5-year 2023). 37% of renter households are cost-burdened.

What percentage of Horace Mann residents are renters?

46% of Horace Mann households are renter-occupied (vs 51% in Gary). The neighborhood has 8,710 residents.

Is Horace Mann a high social-vulnerability area?

Horace Mann sits in the 85th percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.

Which tracts in Horace Mann have the highest eviction risk?

The highest-risk constituent tract in Horace Mann is census tract 18089012800 (score 5.8/10). Across the 5 tracts in this neighborhood the score ranges from 5.3 to 5.8, a spread of 0.5 points.

How safe is Horace Mann for landlords?

Horace Mann carries a moderate-tier eviction-risk profile for landlords (5.6/10). Pop-weighted across 5 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Gary as a whole (3.1/10), this neighborhood is higher-risk.

What is the demographic breakdown of Horace Mann?

Horace Mann has 8,736 residents (Black (non-Hispanic) Neighborhood). Top groups: Black (non-Hispanic) (91.5%), Hispanic / Latino (4.5%), Other / Multiracial (1.9%). Source: ACS 5-year 2023, table B03002.

Nearby

Other neighborhoods near Horace Mann

5.6 Downtown Gary 4 tracts · pop 4,035 5.5 Tarrytown 3 tracts · pop 11,604 5.7 Marshalltown 4 tracts · pop 5,881 5.4 University Park 4 tracts · pop 7,672 5.5 Morningside 4 tracts · pop 10,788 4.9 Liverpool 2 tracts · pop 11,340

Sibling neighborhoods

Other neighborhoods inside Gary

Same parent city, ranked by score similarity to Horace Mann.

5.6 Waverly Park 1 tracts · pop 1,587 5.5 Tarrytown 3 tracts · pop 11,604 5.7 Downtown Gary 4 tracts · pop 4,035 5.7 Marshalltown 4 tracts · pop 5,881 5.7 Midtown 1 tracts · pop 1,192 5.4 Morningside 4 tracts · pop 10,788

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