5 census tracts · pop 8,710 · pop-weighted Eviction Risk Score 6/10
· range 6–6
Horace Mann spans 5 census tracts of Gary, IN, population 8,710. It carries an Eviction Risk Score of 6/10, in the Elevated tier. 25.8% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.
The dominant input is tenant-organizing strength at 9.3/10. 28% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. The poverty rate is 35%, which shows up in this model as reduced rent-recovery odds after a judgment.
Running hot is housing-court posture at 8.7/10. Annualized rent equals 32% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. CDC survey data puts housing insecurity at 28.6% of adults, against 14.2% nationally.
Sitting well above the midpoint is rent-regulation exposure at 8.2/10. At $927 a month, rents sit 8% under what the rest of Gary commands.
Rent consumes at least 30% of income for 37% of renter households. Among the 15 mapped neighborhoods of Gary, it ranks #1 by risk, the upper third. For a like-for-like read, Waverly Park and Tarrytown score within a fraction of it.
Social vulnerability runs high at 8.7/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.
With little internal variation, 6/10 is a fair proxy for any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.
Risk score
6
Elevated
5 tracts · population-weighted
Horace Mann vs GaryHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority98%ile
Hispanic + non-white share of population
Housing & transport49%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted
Eviction-adjacent indicators in Horace Mann
Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.
28.3%Housing insecurity
25.3%Utility shutoff threat
41.6%Food insecurity
34.5%SNAP enrollment
12.1%No health insurance
42.1%Any disability
Frequently asked
About Horace Mann
Q1
What is the eviction-risk score for Horace Mann?
Horace Mann scores 6/10 (Elevated tier) across 5 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does Horace Mann compare to Gary overall?
Horace Mann scores 1.4 points higher than Gary overall (4.6/10). Renters spend 37% of income on rent vs 36% citywide. Average rent: $927 vs $1,012.
Q3
What is the average rent in Horace Mann?
Average gross rent in Horace Mann is $927/month (pop-weighted across 5 census tracts, ACS 5-year 2023). 37% of renter households are cost-burdened.
Q4
What percentage of Horace Mann residents are renters?
46% of Horace Mann households are renter-occupied (vs 51% in Gary). The neighborhood has 8,710 residents.
Q5
Is Horace Mann a high social-vulnerability area?
Horace Mann sits in the 85th percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
Which tracts in Horace Mann have the highest eviction risk?
The highest-risk constituent tract in Horace Mann is census tract 18089010400 (score 6/10). Across the 5 tracts in this neighborhood the score ranges from 6 to 6, a spread of 0 points.
Q7
How safe is Horace Mann for landlords?
Horace Mann carries a elevated-tier eviction-risk profile for landlords (6/10). Pop-weighted across 5 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Gary as a whole (4.6/10), this neighborhood is higher-risk.
Q8
What is the demographic breakdown of Horace Mann?
Horace Mann has 8,736 residents. Top groups: Black (non-Hispanic) (91.5%), Hispanic / Latino (4.5%), Other / Multiracial (1.9%). Source: ACS 5-year 2023, table B03002.
