North Hammond Eviction Risk: Moderate

Cost burden runs 59% against 30.3% citywide, putting North Hammond 29.1% over its own city. What pushes the score up most is economic stress at 10/10.

The poverty rate is 41%, which shows up in this model as reduced rent-recovery odds after a judgment. 22.6% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

Annualized rent equals 35% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. CDC survey data puts housing insecurity at 29.3% of adults, against 14.2% nationally.

Well under the midpoint is eviction-process difficulty, at 1.7/10. Running hot is tenant-organizing strength at 7.8/10. Among the 16 mapped neighborhoods of Hammond, it ranks #1 by risk, the upper third.

The closest comparables inside the same city are Old Downtown and Harrison Park. Social vulnerability runs high at 9.7/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

Average gross rent runs $1,163, close to the Hammond average.

Because the boundary contains one tract, 5.4/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.