Old Downtown Eviction Risk: Moderate

At $374 a month, rents sit 67% under what the rest of Hammond commands. What pushes the score up most is economic stress at 10/10. The poverty rate is 54%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

This is a renter market: 90% of occupied units are tenant-occupied. Running cool is supply constraint, at 1/10. Annualized rent equals 34% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with.

38% of renters here are cost-burdened at the 30% threshold, ahead of the Hammond rate of 30.3%. Disability prevalence reaches 50.9% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute. On the softer side is eviction-process difficulty, at 1.7/10.

The severe-burden share is 15%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. Among the 16 mapped neighborhoods of Hammond, it ranks #1 by risk, the upper third. The closest comparables inside the same city are North Hammond and Harrison Park.

Because the boundary contains one tract, 5.4/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.