Within parent city
0
th percentile
Very Low
Census Tract · Ranked #56,048 of 84,120 nationally
Hobart Eviction Risk: Lower
Tract 18089041900 · Lake County, IN · pop 4,680
18089041900 is a census tract in Hobart, IN. It scores 3.6/10 for landlords. It is home to 4,680 residents. Severe burden reaches 25%. Those are renters paying half their income or more, and that is where non-payment filings originate.
Risk score
3.6
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 11%
Stable renters 15%
Owners 74%
Tract context
Occupied units1,805
Renter share26.6%
SVI overall0.36
Poverty rate8.9%
Median income$69,819
Percentile rank
Higher percentile = riskier than more peers.Within county
36
th percentile
Low
Within state
53
th percentile
Moderate
National
33
th percentile
Low
Geographic context
Risk heat across Hobart and the region
Centroid at 41.5419, -87.2345 · click any tract to drill in
Why Hobart scores 3.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Hobart
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Indiana legislature & governorship
2.0
Economic stress
8.9% poverty · this tract
2.2
Supply constraint
$983 rent vs county FMR
3.2
Rent control risk
Inherited from Hobart
8.0
Eviction process difficulty
State law sets the calendar
1.8
Tenant organizing strength
Inherited from Hobart
6.5
Housing court bias
Inherited from Hobart
7.2
How Hobart compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 36
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 51%Socioeconomic
- 54%Household composition
- 39%Racial/ethnic minority
- 16%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 1%Grade A
- 0%Grade B
- 10%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 10.7%Housing insecurity
- 8.1%Utility-shutoff threat
- 14.2%Food insecurity
- 7.5%SNAP enrollment
- 7.2%Transit barriers
- 8.7%No health insurance
- 17.8%Frequent mental distress
- 28.5%Any disability
Analysis
What drives eviction risk in Hobart
The main counterweight is eviction-process difficulty at 1.8/10. On the softer side, state political climate reads 2/10.
On the high side, rent-regulation exposure reads 8/10. At $983 a month, rents run 18% under what the rest of Hobart commands.
SNAP participation runs 7.5% against 15.2% nationally. Against the Lake County average of 4.4, this tract reads safer for landlords by 0.8 points.
In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #56,048 of 84,120 for landlord eviction difficulty. Social vulnerability reads 4.2/10 on the CDC index, a measure of exposure to housing and economic shocks.
Rent consumes only 17% of average household income of $69,819, an unusually wide affordability cushion. Of its three components the housing type and transport measure is the least pressured. 43% of renter households spend at least 30% of income on rent.
27% of occupied units are renter-occupied.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 18089041900
Q1
What is the eviction-risk score for census tract 18089041900?
Census tract 18089041900 in Hobart scores 3.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18089041900?
Median gross rent is $983/month (ACS 5-year 2023, table B25064). 43% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18089041900?
8.9% of residents in tract 18089041900 live below the federal poverty line (ACS B17001, 2023). Population: 4,680.
Q4
How socially vulnerable is tract 18089041900?
CDC Social Vulnerability Index ranks this tract in the 36th percentile nationally. Sub-themes: socioeconomic 51th, household 54th, minority 39th, housing 16th.
Q5
What share of households in tract 18089041900 struggle to pay rent?
About 10.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
How does tract 18089041900 compare to Hobart overall?
Tract 18089041900 scores 3.6/10, lower than the parent city of Hobart at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Hobart eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7
Was tract 18089041900 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Hobart
Top eight tracts in Hobart ranked by composite eviction-risk score.
Related