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Census Tract · Ranked #54,273 of 84,120 nationally

Hobart Eviction Risk: Lower

Tract 18089042200 · Lake County, IN · pop 6,527

18089042200 is a census tract in Hobart, IN. It scores 3.7/10 for landlords. It is home to 6,527 residents. 52% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score
3.7
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 7% Stable renters 5% Owners 88%
Tract context
Occupied units2,321
Renter share12.0%
SVI overall0.32
Poverty rate15.9%
Median income$93,882

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
33 th percentile
Rank, 33rd percentileLowHigh
#3 of 4 tracts In Hobart
Low
Within county
41 th percentile
Rank, 41st percentileLowHigh
#78 of 131 tracts In Lake County
Moderate
Within state
55 th percentile
Rank, 55th percentileLowHigh
#761 of 1,693 tracts In Indiana
Elevated
National
36 th percentile
Rank, 36th percentileLowHigh
#54,273 of 84,120 tracts In U.S.
Low
Geographic context

Risk heat across Hobart and the region

Centroid at 41.5269, -87.2889 · click any tract to drill in

Why Hobart scores 3.7

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Hobart
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Indiana legislature & governorship
2.0
Economic stress
15.9% poverty · this tract
4.0
Supply constraint
$1,556 rent vs county FMR
8.0
Rent control risk
Inherited from Hobart
8.0
Eviction process difficulty
State law sets the calendar
1.8
Tenant organizing strength
Inherited from Hobart
6.5
Housing court bias
Inherited from Hobart
7.2

How Hobart compares

Risk score vs. parent city, county, state.
Hobart risk score vs. parent city / county / state3.7This tracttract 0422004.0Hobartparent city4.4Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 32

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Hobart

55% of renter households cross the 30%-of-income line, markedly above the Lake County average of 43.0%. The voucher gap is 30.0%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. The main counterweight is eviction-process difficulty at 1.8/10.

At $1,556 a month, rents run 29% over what the rest of Hobart commands. Well under the midpoint, state political climate reads 2/10. Sitting well above the midpoint, rent-regulation exposure reads 8/10.

SNAP participation runs 7.8% against 15.2% nationally. Against the Lake County average of 4.4, this tract reads safer for landlords by 0.7 points.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 35th percentile of the 84,120 tracts scored. At 12% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 18089042200

Q1

What is the eviction-risk score for census tract 18089042200?

Census tract 18089042200 in Hobart scores 3.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18089042200?

Median gross rent is $1,556/month (ACS 5-year 2023, table B25064). 55% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18089042200?

15.9% of residents in tract 18089042200 live below the federal poverty line (ACS B17001, 2023). Population: 6,527.
Q4

How socially vulnerable is tract 18089042200?

CDC Social Vulnerability Index ranks this tract in the 32th percentile nationally. Sub-themes: socioeconomic 31th, household 57th, minority 52th, housing 20th.
Q5

What share of households in tract 18089042200 struggle to pay rent?

About 10.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6

How does tract 18089042200 compare to Hobart overall?

Tract 18089042200 scores 3.7/10, lower than the parent city of Hobart at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Hobart eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7

Was tract 18089042200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 3% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Hobart

Top eight tracts in Hobart ranked by composite eviction-risk score.

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