Census Tract · Ranked #53,267 of 84,120 nationally

Hobart Eviction Risk: Lower

Tract 18089042000 · Lake County, IN · pop 6,586

Tract 18089042000, home to 6,586 residents in Hobart, scores 5.3/10 for landlord eviction risk. That is riskier than about 50% of US census tracts.

56% of renter households here spend at least 30% of income on rent, a severe level, and 35% are severely burdened at 50% or more. Average gross rent is $920 monthly, set against $73,682 in average yearly household income, roughly 15% of income at the averages. About 23% of occupied units are renter-occupied.

Risk score

3.3

Lower

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 13% Stable renters 10% Owners 77%

Tract context

Occupied units2,977

Renter share23.1%

SVI overall0.26

Poverty rate10.6%

Median income$73,682

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Hobart and the region

Centroid at 41.5189, -87.2527 · click any tract to drill in

Why Hobart scores 3.3

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Hobart

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

Indiana legislature & governorship

2.0

Economic stress

10.6% poverty · this tract

2.7

Supply constraint

$920 rent vs county FMR

2.7

Rent control risk

Inherited from Hobart

8.0

Eviction process difficulty

State law sets the calendar

1.8

Tenant organizing strength

Inherited from Hobart

6.5

Housing court bias

Inherited from Hobart

7.2

How Hobart compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 26

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

38%Socioeconomic
50%Household composition
32%Racial/ethnic minority
13%Housing & transportation

Historical context · 1930s redlining

HOLC grade: A: Best

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

2%Grade A
0%Grade B
2%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

9.8%Housing insecurity
7.4%Utility-shutoff threat
13.5%Food insecurity
7.2%SNAP enrollment
6.7%Transit barriers
8.6%No health insurance
16.1%Frequent mental distress
30.2%Any disability

Analysis

What drives eviction risk in Hobart

The heaviest input here is rent-control risk at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Hobart eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Lake County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 26th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of A ("Best"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18089042000

What is the eviction-risk score for census tract 18089042000?

Census tract 18089042000 in Hobart scores 3.3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18089042000?

Median gross rent is $920/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.

What is the poverty rate in tract 18089042000?

10.6% of residents in tract 18089042000 live below the federal poverty line (ACS B17001, 2023). Population: 6,586.

How socially vulnerable is tract 18089042000?

CDC Social Vulnerability Index ranks this tract in the 26th percentile nationally. Sub-themes: socioeconomic 38th, household 50th, minority 32th, housing 13th.

What share of households in tract 18089042000 struggle to pay rent?

About 9.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.4% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18089042000 compare to Hobart overall?

Tract 18089042000 scores 3.3/10, higher than the parent city of Hobart at 2.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Hobart eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 18089042000 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Hobart

Top eight tracts in Hobart ranked by composite eviction-risk score.