Near West Side Eviction Risk: Elevated , Bloomington

Against Monroe County at 47.3%, 74% of renters here are cost-burdened. Annualized rent equals 96% of average household income of $14,461, past the 30% affordability line, which thins the margin any screening standard has to work with.

The score leans hardest on economic stress at 10/10. The poverty rate is 65%, which in this model reads as reduced rent-recovery odds after a judgment. On the high side, tenant-organizing strength reads 9.7/10.

95% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Against the Monroe County average of 5.3, this tract reads riskier for landlords by 2.0 points. Sitting well above the midpoint, housing-court posture reads 9/10.

Food insecurity runs 28.3% against 17.8% nationally. Inability to pay a utility bill runs 15.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. On the national scale it lands near the 87th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 5.5/10, which tracks how hard a shock lands on the households already here. Statewide the IN average is 3.9, so this tract runs 3.4 points hotter.

Of its three components the household composition measure is the least pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.