Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #39,308 of 84,120 nationally
Rum Village Eviction Risk: Moderate , South Bend
Tract 18141002700 · St. Joseph County, IN · pop 1,548 · neighborhood within 0.6 mi
With a score of 4.6/10, tract 18141002700 in the Rum Village area of South Bend, IN reads moderate for landlord eviction risk. Population here is 1,548. 39% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.
Risk score
4.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 24%
Stable renters 31%
Owners 45%
Tract context
Occupied units415
Renter share54.9%
SVI overall0.91
Poverty rate35.9%
Median income$40,852
Percentile rank
Higher percentile = riskier than more peers.Within parent city
91
th percentile
Very High
Within county
88
th percentile
High
Within state
78
th percentile
High
Geographic context
Risk heat across South Bend and the region
Centroid at 41.6631, -86.2703 · click any tract to drill in
Why Rum Village scores 4.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from South Bend
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
35.9% poverty · this tract
9.0
Supply constraint
$1,171 rent vs county FMR
5.7
Rent control risk
Inherited from South Bend
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from South Bend
3.0
Housing court bias
Inherited from South Bend
2.5
How Rum Village compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 91
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 84%Socioeconomic
- 76%Household composition
- 78%Racial/ethnic minority
- 92%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 21%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 22Total filings over 1 yrs
- 20.37%Avg annual filing rate
- 20.4%Peak (2015)
- 22Filings in 2015 (latest validated)
Pandemic-era tracking (2020–2021)
- 93Total filings 2020-21
- 1.2Avg monthly (observed)
- 2.0Pre-pandemic baseline
- 0.61×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Rum Village. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 28.8%Housing insecurity
- 22.4%Utility-shutoff threat
- 39.2%Food insecurity
- 28.5%SNAP enrollment
- 19.6%Transit barriers
- 22.4%No health insurance
- 23.1%Frequent mental distress
- 42.4%Any disability
Analysis
What drives eviction risk in Rum Village
Food insecurity runs 39.2% against 17.8% nationally. The main counterweight is rent-regulation exposure at 1/10. On the high side, economic stress reads 9/10.
The poverty rate is 36%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Set annual rent against average income of $40,852 and the ratio lands at 34%, above the conventional 30% ceiling. Running hot, court filing pressure reads 8.2/10.
Inability to pay a utility bill runs 22.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Court records carry 22 eviction filings across 1 observed years. Against the St. Joseph County average of 3.8, this tract reads riskier for landlords by 0.8 points.
At $1,171 a month, rents run 13% over what the rest of South Bend commands. Filings peaked in 2015 at 20.4% of renter households.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 18141002700
Q1
What is the eviction-risk score for census tract 18141002700?
Census tract 18141002700 in the Rum Village neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18141002700?
Median gross rent is $1,171/month (ACS 5-year 2023, table B25064). 44% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18141002700?
35.9% of residents in tract 18141002700 live below the federal poverty line (ACS B17001, 2023). Population: 1,548.
Q4
How socially vulnerable is tract 18141002700?
CDC Social Vulnerability Index ranks this tract in the 91th percentile nationally. Sub-themes: socioeconomic 84th, household 76th, minority 78th, housing 92th.
Q5
Is tract 18141002700 considered part of Rum Village?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141002700 fall within Rum Village (neighborhood centroid within 0.6 miles, OSM data).
Q6
How many evictions are filed each year in tract 18141002700?
Princeton Eviction Lab recorded 22 eviction filings across 1 validated years in tract 18141002700 (2000-2018). The average annual filing rate is 20.37% of renter households, peaking at 20.4% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 18141002700 drop during COVID?
Pandemic-era filings ran 0.61× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8
What share of households in tract 18141002700 struggle to pay rent?
About 28.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 22.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9
How does tract 18141002700 compare to South Bend overall?
Tract 18141002700 scores 4.6/10, higher than the parent city of South Bend at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from South Bend eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10
Was tract 18141002700 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 21% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in South Bend
Top eight tracts in South Bend ranked by composite eviction-risk score.
Tract · IN
Southeast
4.6
/ 10 · Moderate
Tract · IN
Miami Village
4.6
/ 10 · Moderate
Tract · IN
Southeast
4.6
/ 10 · Moderate
Tract · IN
River Park
4.6
/ 10 · Moderate
Tract · IN
Rum Village
4.6
/ 10 · Moderate
Tract · IN
LaSalle Park
4.6
/ 10 · Moderate
Tract · IN
Keller Park
4.6
/ 10 · Moderate
Tract · IN
Monroe Park
4.6
/ 10 · Moderate
Related