Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #39,308 of 84,120 nationally
Harters Heights Eviction Risk: Moderate , Roseland
Tract 18141001000 · St. Joseph County, IN · pop 4,086 · neighborhood within 0.6 mi
With a score of 4.6/10, tract 18141001000 in the Harters Heights area of South Bend, IN reads moderate for landlord eviction risk. 59% of renter households cross the 30%-of-income line, markedly above the St. Joseph County average of 41.2%.
Risk score
4.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 38%
Stable renters 26%
Owners 36%
Tract context
Occupied units1,640
Renter share64.0%
SVI overall0.62
Poverty rate26.8%
Median income$55,775
Percentile rank
Higher percentile = riskier than more peers.Within parent city
100
th percentile
Very High
Within county
65
th percentile
Elevated
Within state
78
th percentile
High
Geographic context
Risk heat across Roseland and the region
Centroid at 41.6868, -86.2342 · click any tract to drill in
Why Harters Heights scores 4.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Roseland
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
26.8% poverty · this tract
6.7
Supply constraint
$1,467 rent vs county FMR
8.4
Rent control risk
Inherited from Roseland
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from Roseland
3.0
Housing court bias
Inherited from Roseland
2.5
How Harters Heights compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 62
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 65%Socioeconomic
- 49%Household composition
- 69%Racial/ethnic minority
- 51%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 5%Grade B
- 74%Grade C
- 6%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 32Total filings over 1 yrs
- 5.19%Avg annual filing rate
- 5.2%Peak (2015)
- 32Filings in 2015 (latest validated)
Pandemic-era tracking (2020–2021)
- 149Total filings 2020-21
- 1.9Avg monthly (observed)
- 3.4Pre-pandemic baseline
- 0.58×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Harters Heights. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 14.1%Housing insecurity
- 11.4%Utility-shutoff threat
- 18.8%Food insecurity
- 12.0%SNAP enrollment
- 10.9%Transit barriers
- 9.0%No health insurance
- 20.0%Frequent mental distress
- 31.2%Any disability
Analysis
What drives eviction risk in Harters Heights
At $1,467 a month, rents run 42% over what the rest of South Bend commands. Severe burden reaches 29%. Those are renters paying half their income or more, and that is where non-payment filings originate.
Pulling hardest the other way is rent-regulation exposure at 1/10. The voucher gap is 34.0%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.
Running hot, supply constraint reads 8.4/10. The poverty rate is 27%, which in this model reads as reduced rent-recovery odds after a judgment.
Sitting well above the midpoint, court filing pressure reads 8.2/10. The filing record is not thin: 32 evictions over 1 years of observation.
Against the St. Joseph County average of 3.8, this tract reads riskier for landlords by 0.8 points. The worst year on record was 2015, when 5.2% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.
In a typical year about 5.2% of renter households face a filing. That is riskier than roughly 53% of the 84,120 US census tracts in this model.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 18141001000
Q1
What is the eviction-risk score for census tract 18141001000?
Census tract 18141001000 in the Harters Heights neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18141001000?
Median gross rent is $1,467/month (ACS 5-year 2023, table B25064). 59% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18141001000?
26.8% of residents in tract 18141001000 live below the federal poverty line (ACS B17001, 2023). Population: 4,086.
Q4
How socially vulnerable is tract 18141001000?
CDC Social Vulnerability Index ranks this tract in the 62th percentile nationally. Sub-themes: socioeconomic 65th, household 49th, minority 69th, housing 51th.
Q5
Is tract 18141001000 considered part of Harters Heights?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141001000 fall within Harters Heights (neighborhood centroid within 0.6 miles, OSM data).
Q6
How many evictions are filed each year in tract 18141001000?
Princeton Eviction Lab recorded 32 eviction filings across 1 validated years in tract 18141001000 (2000-2018). The average annual filing rate is 5.19% of renter households, peaking at 5.2% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 18141001000 drop during COVID?
Pandemic-era filings ran 0.58× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8
What share of households in tract 18141001000 struggle to pay rent?
About 14.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 11.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9
How does tract 18141001000 compare to Roseland overall?
Tract 18141001000 scores 4.6/10, lower than the parent city of Roseland at 5.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Roseland; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10
Was tract 18141001000 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 6% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Roseland
Top eight tracts in Roseland ranked by composite eviction-risk score.
Tract · IN
Rum Village
4.6
/ 10 · Moderate
Tract · IN
Edison Park
4.6
/ 10 · Moderate
Tract · IN
Westside
4.6
/ 10 · Moderate
Tract · IN
Southeast
4.6
/ 10 · Moderate
Tract · IN
Southeast
4.6
/ 10 · Moderate
Tract · IN
Miami Village
4.6
/ 10 · Moderate
Tract · IN
River Park
4.6
/ 10 · Moderate
Tract · IN
Southeast
4.6
/ 10 · Moderate
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