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Chariton, Iowa eviction risk overview
City brief · 4,242 residents

Chariton, IA Eviction Risk: LOW

Lucas County · Population 4,242

In 2026
Risk score
2.8
LOW

89th percentile, Iowa.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.1 Average2.7 Now2.8
4.0 2.1 1976 · score 2.1 1977 · score 2.1 1978 · score 2.1 1979 · score 2.2 1980 · score 2.2 1981 · score 2.2 1982 · score 2.3 1983 · score 2.2 1984 · score 2.2 1985 · score 2.2 1986 · score 2.2 1987 · score 2.1 1988 · score 2.7 1989 · score 2.7 1990 · score 2.8 1991 · score 2.8 1992 · score 2.8 1993 · score 2.7 1994 · score 2.7 1995 · score 2.7 1996 · score 2.5 1997 · score 2.5 1998 · score 2.5 1999 · score 2.6 2000 · score 2.5 2001 · score 2.5 2002 · score 2.6 2003 · score 2.6 2004 · score 2.6 2005 · score 2.6 2006 · score 2.6 2007 · score 2.6 2008 · score 3.0 2009 · score 3.2 2010 · score 3.2 2011 · score 3.2 2012 · score 3.0 2013 · score 3.0 2014 · score 3.0 2015 · score 3.0 2016 · score 2.9 2017 · score 2.9 2018 · score 2.8 2019 · score 2.8 2020 · score 3.8 2021 · score 4.0 2022 · score 3.1 2023 · score 2.8 2024 · score 2.9 2025 · score 2.8 2026 · score 2.8

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 3.6 Regional 3.6 State 2.3 Economic 7.8 Supply 4.8 Rent Control 4.5 Eviction 1.8 Tenant 7.0 Housing 6.3 2.8 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +48.1% (2024)
    3.6
  2. Regional political climate
    County-weighted neighbor mix
    3.6
  3. State political climate
    Iowa legislature & governorship
    2.3
  4. Economic stress
    21.3% poverty · 6.0% unemp.
    7.8
  5. Supply constraint
    $689 average · 35.5% renters
    4.8
  6. Rent Control risk
    25.0% of income on rent
    4.5
  7. Eviction process difficulty
    47 days filing → judgment
    1.8
  8. Tenant organizing strength
    35.5% renters
    7.0
  9. Housing court bias
    County bench composition
    6.3
Geographic context

Risk heat across Chariton and the region

Click any city to see its score

How Chariton compares

Risk score vs. peers, county, state, and the U.S.
Rank in Lucas County
Very High
#1 of 6 cities
Rank in county, 100th percentileLowHigh
#1 of 6 cities in Lucas County for landlord eviction risk.
Rank in Iowa
High
#124 of 1,026 cities
Rank in state, 88th percentileLowHigh
#124 of 1,026 cities in Iowa for landlord eviction risk.
vs. county · state · U.S.
Chariton risk score vs. county / state / U.S.Chariton: 2.82.8CharitonThis cityCounty: 2.72.7Countyavg in countyState: 2.62.6Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.8
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 2.8/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.7 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 47d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $689/mo. A contested eviction takes 47 days and costs $1,412–$3,991 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 35.5%
    Renters
    The renters

    Who you'll be renting to.

    Out of 4,242 residents, 35.5% rent. 25% are spending 30%+ income on rent, 21.3% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 3.6
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 3.6 and 3.6 (GOP margin +48.1% (2024)). State climate at 2.3, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2.3
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.8, housing court bias 6.3, rent-control risk 4.5. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.2 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 7.8
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 7.8. Supply constraint: 4.8. The numbers behind those: 21.3% poverty, 6.0% unemployment, 25% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Chariton sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Des Moines, IA · 41d · ~$2.8k all-in ($68/day) · score 2.6 Des Moines West Des Moines, IA · 44d · ~$3.0k all-in ($68/day) · score 2.3 West Des Moines Cedar Rapids, IA · 44d · ~$3.0k all-in ($68/day) · score 2.4 Cedar Rapids Davenport, IA · 43d · ~$2.5k all-in ($58/day) · score 2.6 Davenport Sioux City, IA · 47d · ~$2.7k all-in ($58/day) · score 2.5 Sioux City Iowa City, IA · 43d · ~$2.9k all-in ($69/day) · score 2.8 Iowa City Ankeny, IA · 46d · ~$2.5k all-in ($55/day) · score 2.3 Ankeny Ames, IA · 44d · ~$2.8k all-in ($64/day) · score 2.9 Ames Waterloo, IA · 44d · ~$2.7k all-in ($62/day) · score 2.8 Waterloo Council Bluffs, IA · 41d · ~$3.0k all-in ($73/day) · score 2.6 Council Bluffs Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Chariton
Chariton · 47d · ~$2.7k all-in ($57/day) · score 2.8 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Chariton, IA

Landlording in Chariton, Iowa, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.8/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Chariton is a city of 4,242 residents where 35.5% of occupied units are renter-occupied, and the typical renter spends 25.0% of income on rent. At an average rent of $689/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Chariton eviction process actually works

Eviction process difficulty here reads 1.8/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Chariton closes 47 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Chariton's timeline is usually the calendar, not the motion practice. Housing court bias scores 6.3/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Chariton runs $1,412 to $3,991 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 47 days of typical timeline and $689/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 7/10 in Chariton, and the city has limited rent control exposure (4.5/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Iowa, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Chariton: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Iowa's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,991 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Chariton

Trap · 4.5/10
Comparative benchmarking matters in markets like this. Chariton's 3.4/10 is below the Iowa state average. Rent-control-risk sub-score: 4.5/10. See the nearby cities grid below for direct A-vs-B comparison.
05FAQ

Frequently asked questions

Q1

What if my tenant just disappears?

If a tenant abandons the property and leaves belongings, you generally need to follow specific procedures under Iowa law before taking possession or disposing of their property. Document the abandonment with photos and witness statements. You might need to send a notice to their last known address. Consult an attorney to ensure you don't illegally dispose of their property.

Q2

Can I turn off utilities if a tenant isn't paying rent?

Absolutely not. Self-help evictions, like turning off utilities, changing locks, or removing a tenant's belongings, are illegal in Iowa. You must follow the court process. Engaging in self-help can lead to significant legal penalties and damages against you.

Q3

How long does it really take to get a non-paying tenant out in Chariton?

The typical timeline is 47 days from the initial notice to the final lockout. This is an average. A cooperative tenant might leave faster, while a combative one who contests everything could stretch it longer. But with the 3-day notice and clear court procedures, Chariton is on the faster end of the spectrum.

Q4

Is rent control a risk in Chariton?

No, not currently. Iowa has a statewide prohibition on rent control, meaning local governments cannot implement it. This is reflected in Chariton's low rent-control-risk sub-score of 4.5. While laws can change, as of now, you don't need to worry about local rent control ordinances impacting your properties. For more, see Iowa rent control rules.

Q5

Should I accept partial rent payments?

Be very careful with partial payments once you've started an eviction process. Accepting a partial payment can sometimes "reset" the eviction notice or imply you're waiving your right to evict for that month's non-payment. If you accept a partial payment, ensure you have a clear written agreement that it does not waive your right to continue the eviction process for the remaining balance. Better yet, avoid it if possible once the 3-day notice is out.

06Score

What this score means for landlords2

A 2.8/10 places Chariton in the 89th percentile of Iowa cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.