Waterloo, IA Eviction Risk Score Black Hawk County · Iowa · Population 67,008

Waterloo, IA has an eviction risk score of 3.5 out of 10, placing it in the low-risk tier for landlords operating in Black Hawk County and the state of Iowa. The score combines local political climate, court disposition patterns, cost-of-eviction estimates, tenant organizing strength, and the likelihood of new tenant-protective legislation in the next legislative cycle.

Census ACS 2023 5-year estimates show median gross rent as a percentage of household income is 28.3% — a core driver of eviction filings, because households above 30% of income on rent are statistically more likely to miss a payment after any income shock. Median gross rent in Waterloo is $923/month. About 37.9% of occupied units here are renter-occupied.

Economic stress: poverty rate 16.4%, unemployment 6.4%. Higher values correlate with higher eviction filing rates and longer court timelines.

Political climate: In 2020, Black Hawk County voted Democratic by 9.0 points — classified as moderately tenant-leaning for purposes of rent-control or just-cause expansion risk.

What this score means for landlords

At 3.5/10, Waterloo is a lower-risk environment. Standard screening, documented notices, and prompt action on non-payment typically resolve quickly. Still follow your state's specific notice and service requirements.

Nearby Cities — Eviction Risk Comparison

Landlord Guides & Research Tools

Deepen your market research with these ACS-data guides. The metrics powering this score feed directly into each ranking.

• Rent Control Cities 2026 — Full National List & Map
• Best Cities for Landlords 2026 — see where Waterloo ranks nationally
• Most Rent-Burdened Cities in America — ACS 2023 leaderboard
• Iowa Eviction Risk Overview — all counties & cities in Iowa
• Black Hawk County — compare every city in the county