Skip to content
Melvin, Iowa eviction risk overview
City brief · 230 residents

Melvin, IA Eviction Risk: LOW

Osceola County · Population 230

In 2026
Risk score
2.8
LOW

89th percentile, Iowa.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.1 Average2.7 Now2.8
4.1 2.1 1976 · score 2.1 1977 · score 2.1 1978 · score 2.1 1979 · score 2.1 1980 · score 2.2 1981 · score 2.2 1982 · score 2.2 1983 · score 2.1 1984 · score 2.1 1985 · score 2.1 1986 · score 2.1 1987 · score 2.1 1988 · score 2.7 1989 · score 2.7 1990 · score 2.7 1991 · score 2.8 1992 · score 2.7 1993 · score 2.7 1994 · score 2.6 1995 · score 2.7 1996 · score 2.5 1997 · score 2.5 1998 · score 2.5 1999 · score 2.5 2000 · score 2.5 2001 · score 2.5 2002 · score 2.6 2003 · score 2.6 2004 · score 2.6 2005 · score 2.6 2006 · score 2.6 2007 · score 2.6 2008 · score 3.0 2009 · score 3.2 2010 · score 3.2 2011 · score 3.2 2012 · score 3.1 2013 · score 3.1 2014 · score 3.1 2015 · score 3.0 2016 · score 3.0 2017 · score 2.9 2018 · score 2.9 2019 · score 2.8 2020 · score 3.8 2021 · score 4.1 2022 · score 3.2 2023 · score 2.9 2024 · score 2.9 2025 · score 2.8 2026 · score 2.8

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 2.7 Regional 2.7 State 2.3 Economic 8.0 Supply 3.2 Rent Control 2.5 Eviction 2.3 Tenant 4.8 Housing 6.0 2.8 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +64.2% (2024)
    2.7
  2. Regional political climate
    County-weighted neighbor mix
    2.7
  3. State political climate
    Iowa legislature & governorship
    2.3
  4. Economic stress
    36.6% poverty · 4.8% unemp.
    8.0
  5. Supply constraint
    $538 average · 9.1% renters
    3.2
  6. Rent Control risk
    23.8% of income on rent
    2.5
  7. Eviction process difficulty
    44 days filing → judgment
    2.3
  8. Tenant organizing strength
    9.1% renters
    4.8
  9. Housing court bias
    County bench composition
    6.0
Geographic context

Risk heat across Melvin and the region

Click any city to see its score

How Melvin compares

Risk score vs. peers, county, state, and the U.S.
Rank in Osceola County
High
#2 of 6 cities
Rank in county, 80th percentileLowHigh
#2 of 6 cities in Osceola County for landlord eviction risk.
Rank in Iowa
High
#149 of 1,026 cities
Rank in state, 86th percentileLowHigh
#149 of 1,026 cities in Iowa for landlord eviction risk.
vs. county · state · U.S.
Melvin risk score vs. county / state / U.S.Melvin: 2.82.8MelvinThis cityCounty: 2.92.9Countyavg in countyState: 2.62.6Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.8
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 2.8/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.7 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 44d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $538/mo. A contested eviction takes 44 days and costs $1,700–$3,602 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 9.1%
    Renters
    The renters

    Who you'll be renting to.

    Out of 230 residents, 9.1% rent. 24% are spending 30%+ income on rent, 36.6% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 2.7
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 2.7 and 2.7 (GOP margin +64.2% (2024)). State climate at 2.3, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2.3
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 2.3, housing court bias 6, rent-control risk 2.5. Standard process speed for the state.

    50-yr trendProcess difficulty +-2.7 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 8
    Economic stress
    The stress

    Economic pressure is the real risk.

    Economic stress: 8. Supply constraint: 3.2. The numbers behind those: 36.6% poverty, 4.8% unemployment, 24% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Melvin sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Des Moines, IA · 41d · ~$2.8k all-in ($68/day) · score 2.6 Des Moines Cedar Rapids, IA · 44d · ~$3.0k all-in ($68/day) · score 2.4 Cedar Rapids Davenport, IA · 43d · ~$2.5k all-in ($58/day) · score 2.6 Davenport Sioux City, IA · 47d · ~$2.7k all-in ($58/day) · score 2.5 Sioux City Iowa City, IA · 43d · ~$2.9k all-in ($69/day) · score 2.8 Iowa City Ankeny, IA · 46d · ~$2.5k all-in ($55/day) · score 2.3 Ankeny West Des Moines, IA · 44d · ~$3.0k all-in ($68/day) · score 2.3 West Des Moines Ames, IA · 44d · ~$2.8k all-in ($64/day) · score 2.9 Ames Waterloo, IA · 44d · ~$2.7k all-in ($62/day) · score 2.8 Waterloo Council Bluffs, IA · 41d · ~$3.0k all-in ($73/day) · score 2.6 Council Bluffs Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Melvin
Melvin · 44d · ~$2.7k all-in ($60/day) · score 2.8 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Melvin, IA

Landlording in Melvin, Iowa, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.8/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Melvin is a city of 230 residents where 9.1% of occupied units are renter-occupied, and the typical renter spends 23.8% of income on rent. At an average rent of $538/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Melvin eviction process actually works

Eviction process difficulty here reads 2.3/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Melvin closes 44 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Melvin's timeline is usually the calendar, not the motion practice. Housing court bias scores 6/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Melvin runs $1,700 to $3,602 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 44 days of typical timeline and $538/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 4.8/10 in Melvin, and the city has limited rent control exposure (2.5/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Iowa, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Melvin: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Iowa's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,602 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Melvin

Trap · 62.8 POINTS
Politically, Osceola County voted Republican by 62.8 points in 2020, a baseline that correlates with landlord-neutral legislative pressure. Combined with 23.8% rent-to-income ratio, expect baseline enforcement of Iowa Code 562A URLTA.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Melvin without a reason?

No, you generally can't evict without a reason. While Iowa doesn't have statewide "just cause" eviction requirements, you need a legal basis. This typically means a lease violation (like non-payment of rent) or the expiration of a fixed-term lease. For month-to-month tenancies, you can terminate with a 30-day notice, but you still need to follow the proper legal procedure.

Q2

How long does it take to get a tenant out in Melvin?

The typical eviction timeline in Melvin, IA is about 44 days from the initial notice to the tenant being out of the property. This can vary based on court schedules and if the tenant contests the eviction, but 44 days is a good average to plan for.

Q3

What's the maximum security deposit I can charge in Melvin?

In Melvin and throughout Iowa, you can charge a maximum of two months' rent for a security deposit. Any amount over that is illegal.

Q4

Do I need an attorney for an eviction in Melvin?

While you are not legally required to have an attorney, it's highly recommended, especially if you're not familiar with the eviction process. An attorney can ensure all notices are correct, filings are timely, and represent you effectively in court, saving you potential headaches and delays. Given the typical costs, it's often a worthwhile investment.

Q5

What if my tenant refuses to leave after the eviction is granted?

If the court grants the eviction and the tenant still won't leave, you'll need to involve the local sheriff's department. They will serve a writ of possession and physically remove the tenant if necessary. Do NOT attempt to remove the tenant yourself or change the locks before the sheriff is involved; this could lead to serious legal trouble for you.

Q6

Are there rent control laws in Melvin, IA?

No, there are no rent control laws in Melvin, IA, or anywhere else in Iowa. Iowa has a state law that preempts local governments from enacting rent control. This means landlords have flexibility in setting and raising rents, though you still need to adhere to lease terms for rent increases. For more, check our Iowa rent control rules.

06Score

What this score means for landlords2

A 2.8/10 places Melvin in the 89th percentile of Iowa cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.