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Albany, Kentucky eviction risk overview
City brief · 1,896 residents

Albany, KY Eviction Risk: VERY LOW

Clinton County · Population 1,896

In 2026
Risk score
2.1
VERY LOW

30th percentile, Kentucky.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.0 Average2.6 Now2.1
3.3 2.0 1976 · score 3.0 1977 · score 3.0 1978 · score 3.0 1979 · score 3.0 1980 · score 3.1 1981 · score 3.1 1982 · score 3.1 1983 · score 3.0 1984 · score 2.6 1985 · score 2.5 1986 · score 2.4 1987 · score 2.3 1988 · score 2.2 1989 · score 2.1 1990 · score 2.1 1991 · score 2.2 1992 · score 2.8 1993 · score 2.8 1994 · score 2.8 1995 · score 2.8 1996 · score 2.8 1997 · score 2.8 1998 · score 2.8 1999 · score 2.8 2000 · score 2.7 2001 · score 2.7 2002 · score 2.7 2003 · score 2.6 2004 · score 2.5 2005 · score 2.4 2006 · score 2.4 2007 · score 2.3 2008 · score 2.4 2009 · score 2.6 2010 · score 2.6 2011 · score 2.6 2012 · score 2.4 2013 · score 2.4 2014 · score 2.2 2015 · score 2.2 2016 · score 2.2 2017 · score 2.1 2018 · score 2.0 2019 · score 2.0 2020 · score 3.1 2021 · score 3.3 2022 · score 2.5 2023 · score 2.2 2024 · score 2.1 2025 · score 2.1 2026 · score 2.1

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 2.1 Regional 2.1 State 2.1 Economic 7.2 Supply 5.6 Rent Control 5.5 Eviction 1.7 Tenant 9.6 Housing 7.0 2.1 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +76.4% (2024)
    2.1
  2. Regional political climate
    County-weighted neighbor mix
    2.1
  3. State political climate
    Kentucky legislature & governorship
    2.1
  4. Economic stress
    23.2% poverty · 4.2% unemp.
    7.2
  5. Supply constraint
    $480 average · 59.2% renters
    5.6
  6. Rent Control risk
    19.5% of income on rent
    5.5
  7. Eviction process difficulty
    35 days filing → judgment
    1.7
  8. Tenant organizing strength
    59.2% renters
    9.6
  9. Housing court bias
    County bench composition
    7.0
Geographic context

Risk heat across Albany and the region

Click any city to see its score

How Albany compares

Risk score vs. peers, county, state, and the U.S.
Rank in Clinton County
Moderate
#1 of 1 cities
Rank in county, 50th percentileLowHigh
#1 of 1 cities in Clinton County for landlord eviction risk.
Rank in Kentucky
Low
#387 of 553 cities
Rank in state, 30th percentileLowHigh
#387 of 553 cities in Kentucky for landlord eviction risk.
vs. county · state · U.S.
Albany risk score vs. county / state / U.S.Albany: 2.12.1AlbanyThis cityCounty: 2.12.1Countyavg in countyState: 2.52.5Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.1
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2.1/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend-0.9 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 35d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $480/mo. A contested eviction takes 35 days and costs $1,228–$3,042 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 59.2%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,896 residents, 59.2% rent. 20% are spending 30%+ income on rent, 23.2% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 2.1
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 2.1 and 2.1 (GOP margin +76.4% (2024)). State climate at 2.1, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2.1
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2.1/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.7, housing court bias 7, rent-control risk 5.5. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.3 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 7.2
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 7.2. Supply constraint: 5.6. The numbers behind those: 23.2% poverty, 4.2% unemployment, 20% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Albany sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Louisville, KY · 34d · ~$2.1k all-in ($62/day) · score 2.4 Louisville Lexington-Fayette urban county, KY · 32d · ~$2.1k all-in ($66/day) · score 2.4 Lexington-Fayette urban county Louisville, KY · 32d · ~$2.1k all-in ($64/day) · score 3.2 Louisville Bowling Green, KY · 31d · ~$2.0k all-in ($63/day) · score 2.4 Bowling Green Owensboro, KY · 35d · ~$2.2k all-in ($62/day) · score 2.3 Owensboro Nashville, TN · 37d · ~$2.1k all-in ($57/day) · score 2.5 Nashville Knoxville, TN · 35d · ~$2.0k all-in ($57/day) · score 2.3 Knoxville Chattanooga, TN · 31d · ~$2.1k all-in ($67/day) · score 2.5 Chattanooga Clarksville, TN · 35d · ~$2.1k all-in ($59/day) · score 2.4 Clarksville Murfreesboro, TN · 35d · ~$2.2k all-in ($63/day) · score 2.4 Murfreesboro Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Albany
Albany · 35d · ~$2.1k all-in ($61/day) · score 2.1 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Albany, KY

Landlording in Albany, Kentucky, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.1/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Albany is a city of 1,896 residents where 59.2% of occupied units are renter-occupied, and the typical renter spends 19.5% of income on rent. At an average rent of $480/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Albany eviction process actually works

Eviction process difficulty here reads 1.7/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Albany closes 35 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Albany's timeline is usually the calendar, not the motion practice. Housing court bias scores 7/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Albany runs $1,228 to $3,042 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 35 days of typical timeline and $480/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 9.6/10 in Albany, and the city has limited rent control exposure (5.5/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Kentucky, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Albany: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Kentucky's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,042 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Albany

Trap · 7/10
For landlords, the 3.7/10 score is most actionable when combined with Clinton County's specific court behavior. Housing-court bias sub-score: 7/10. Standard documentation and prompt action typically resolve cases quickly.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Albany for no reason?

Yes, Kentucky does not have a statewide just-cause eviction law. For month-to-month tenancies, you can issue a 30-day notice to vacate without providing a specific reason. However, you cannot evict for discriminatory reasons or in retaliation for the tenant exercising their legal rights.
Q2

How much notice do I need to give for a rent increase in Albany?

Kentucky law doesn't specify a minimum notice period for rent increases, but your lease agreement usually dictates this. If your lease is silent, a "reasonable" notice is generally expected, often interpreted as 30 days for month-to-month leases. Always give written notice.
Q3

What if my tenant abandons the property in Albany?

If a tenant abandons the property (e.g., moves out without notice, stops paying rent, removes all belongings), you generally need to follow specific steps before re-taking possession. You might need to send a notice of abandonment. Consult with an attorney or review KRS § 383.670 for the precise rules to avoid legal issues.
Q4

Can I keep the security deposit for normal wear and tear in Albany?

No. You can only deduct for damages beyond normal wear and tear. This includes things like broken windows, large holes in walls, or excessive filth. Faded paint, worn carpet, or small nail holes are typically considered normal wear and tear. Document the property's condition before and after tenancy with photos.
Q5

Is there rent control in Albany, KY?

No, there is no rent control in Albany or anywhere else in Kentucky. Landlords are generally free to set rent prices and increase them as market conditions allow, provided they give proper notice as per the lease agreement. For more on this, see our Kentucky rent control rules.
Q6

What are the strongest tenant protections in Kentucky?

Kentucky's Uniform Residential Landlord and Tenant Act (KRS § 383.500 et seq.) outlines tenant rights, including the right to a safe and habitable living environment, proper notice before eviction, and the right to the return of their security deposit. There are no statewide source-of-income protections. For a full breakdown, check out our Kentucky tenant protections guide.
06Score

What this score means for landlords2

A 2.1/10 places Albany in the 30th percentile of Kentucky cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.