Skip to content
Oak Ridge, Tennessee eviction risk overview
Ranked #1,339 of 1,865 nationally

Oak Ridge, TN Eviction Risk: LOW

Anderson County · Population 32,693

In 2026
Risk score
3.8
LOW

96th percentile, Tennessee.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.3 Average3.4 Now3.8
10 5 1976 · score 3.0 1977 · score 3.1 1978 · score 3.1 1979 · score 3.2 1980 · score 2.8 1981 · score 2.9 1982 · score 3.0 1983 · score 2.9 1984 · score 2.3 1985 · score 2.4 1986 · score 2.4 1987 · score 2.4 1988 · score 2.4 1989 · score 2.5 1990 · score 2.6 1991 · score 2.6 1992 · score 3.3 1993 · score 3.3 1994 · score 3.4 1995 · score 3.4 1996 · score 3.4 1997 · score 3.4 1998 · score 3.4 1999 · score 3.5 2000 · score 3.4 2001 · score 3.5 2002 · score 3.6 2003 · score 3.6 2004 · score 3.3 2005 · score 3.3 2006 · score 3.4 2007 · score 3.4 2008 · score 3.4 2009 · score 3.5 2010 · score 3.6 2011 · score 3.6 2012 · score 3.5 2013 · score 3.6 2014 · score 3.7 2015 · score 3.7 2016 · score 3.7 2017 · score 3.8 2018 · score 4.0 2019 · score 4.1 2020 · score 4.7 2021 · score 4.7 2022 · score 4.7 2023 · score 4.7 2024 · score 4.6 2025 · score 4.4 2026 · score 3.8

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.1 Regional 4.1 State 1.9 Economic 6.3 Supply 7.0 Rent Control 4.9 Eviction 1.9 Tenant 7.5 Housing 5.5 3.8 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +35.7% (2024)
    4.1
  2. Regional political climate
    County-weighted neighbor mix
    4.1
  3. State political climate
    Tennessee legislature & governorship
    1.9
  4. Economic stress
    13.0% poverty · 4.7% unemp.
    6.3
  5. Supply constraint
    $1,131 average · 34.2% renters
    7.0
  6. Rent Control risk
    27.2% of income on rent
    4.9
  7. Eviction process difficulty
    32 days filing → judgment
    1.9
  8. Tenant organizing strength
    34.2% renters
    7.5
  9. Housing court bias
    County bench composition
    5.5
Geographic context

Risk heat across Oak Ridge and the region

Click any city to see its score

How Oak Ridge compares

Risk score vs. peers, county, state, and the U.S.
Rank in Anderson County
Elevated
#3 of 7 cities
Rank in county, 67th percentileBottomTop
#3 of 7 cities in Anderson County for landlord eviction risk.
Rank in Tennessee
Very High
#26 of 501 cities
Rank in state, 95th percentileBottomTop
#26 of 501 cities in Tennessee for landlord eviction risk.
vs. county · state · U.S.
Oak Ridge risk score vs. county / state / U.S.Oak Ridge: 3.83.8Oak RidgeThis cityCounty: 3.83.8Countyavg in countyState: 3.33.3Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 3.8
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 3.8/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.8 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 32d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,131/mo. A contested eviction takes 32 days and costs $981-$3,107 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 34.2%
    Renters
    The renters

    Who you'll be renting to.

    Out of 32,693 residents, 34.2% rent. 27% are spending 30%+ income on rent, 13.0% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.1
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.1 and 4.1 (GOP margin +35.7% (2024)). State climate at 1.9, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.9
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.9/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.9, housing court bias 5.5, rent-control risk 4.9. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.1 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 6.3
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 6.3. Supply constraint: 7. The numbers behind those: 13.0% poverty, 4.7% unemployment, 27% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Oak Ridge sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Knoxville, TN · 35d · ~$2.0k all-in ($57/day) · score 2.2 Knoxville Nashville-Davidson metropolitan government, TN · 37d · ~$2.1k all-in ($57/day) · score 4.5 Nashville-Davidson metropolitan government Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Chattanooga, TN · 31d · ~$2.1k all-in ($67/day) · score 2.8 Chattanooga Clarksville, TN · 35d · ~$2.1k all-in ($59/day) · score 2.3 Clarksville Murfreesboro, TN · 35d · ~$2.2k all-in ($63/day) · score 2 Murfreesboro Franklin, TN · 35d · ~$2.1k all-in ($61/day) · score 1.4 Franklin Johnson City, TN · 31d · ~$2.0k all-in ($63/day) · score 1.5 Johnson City Jackson, TN · 31d · ~$2.2k all-in ($71/day) · score 2.1 Jackson Hendersonville, TN · 36d · ~$2.0k all-in ($54/day) · score 3.4 Hendersonville Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Oak Ridge
Oak Ridge · 32d · ~$2.0k all-in ($64/day) · score 3.8 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Oak Ridge, TN

Landlording in Oak Ridge, Tennessee, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 3.8/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Oak Ridge is a city of 32,693 residents where 34.2% of occupied units are renter-occupied, and the typical renter spends 27.2% of income on rent. At an average rent of $1,131/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Oak Ridge eviction process actually works

Eviction process difficulty here reads 1.9/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Oak Ridge closes 32 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Oak Ridge's timeline is usually the calendar, not the motion practice. Housing court bias scores 5.5/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Oak Ridge runs $981 to $3,107 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 32 days of typical timeline and $1,131/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 7.5/10 in Oak Ridge, and the city has limited rent control exposure (4.9/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Tennessee, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Oak Ridge: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Tennessee's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,107 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Oak Ridge

Trap · 32.2 POINTS
Politically, Anderson County voted Republican by 32.2 points in 2020, a baseline that correlates with landlord-neutral legislative pressure. Combined with 27.2% rent-to-income ratio, expect baseline enforcement of T.C.A. 66-28 URLTA.
05FAQ

Frequently asked questions

Q1

What if my tenant claims they can't pay due to a job loss?

While unfortunate, a job loss doesn't legally excuse them from paying rent. You still need to follow the proper eviction procedures, starting with the 14-day pay-or-quit notice. You can choose to be flexible and offer a payment plan or cash for keys, but you are not legally obligated to do so. Document any agreements.

Q2

Can I turn off utilities if my tenant doesn't pay rent?

Absolutely not. This is an illegal "self-help" eviction and can result in severe penalties against you. You must follow the legal process through the courts to regain possession of your property. Stick to the statutes, even if it feels slow.

Q3

How long do I have to wait after the court grants the Writ of Possession?

Once the court issues the Writ of Possession, it's typically delivered to the sheriff's department. The sheriff will then serve it on the tenant, giving them a final deadline (often 24-48 hours) to vacate. After that period, the sheriff can physically remove the tenant. Do not attempt to remove them yourself.

Q4

Is there rent control in Oak Ridge?

No, there is no rent control in Oak Ridge or anywhere else in Tennessee. State law prohibits rent control ordinances. This means you generally have the flexibility to set rent prices as you see fit, adhering to market conditions.

Q5

What if my tenant damages the property beyond the security deposit amount?

If the damages exceed the security deposit, you can sue the tenant in General Sessions Court for the additional amount. However, collecting on such a judgment can be difficult, especially if the tenant has limited assets or has moved out of state. Proper screening helps mitigate this risk.

06Score

What this score means for landlords2

A 3.8/10 places Oak Ridge in the 96th percentile of Tennessee cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.