Elsmere Eviction Risk: Moderate

Average gross rent is $876, 35% below the Elsmere average. The dominant input is court filing pressure at 8.7/10. 20% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

On the softer side, eviction-process difficulty reads 1.8/10. Running cool, supply constraint reads 1.8/10.

It sits 1.3 points above the Kenton County average of 3.8. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Covington. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

On the national scale it lands near the 63rd percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 6.6/10, which tracks how hard a shock lands on the households already here.

Rent consumes only 16% of average household income of $65,625, an unusually wide affordability cushion. Statewide the KY average is 3.9, so this tract runs 1.2 points hotter. 37% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.