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Census Tract · Ranked #39,389 of 84,120 nationally

Elsmere Eviction Risk: Moderate

Tract 21117065700 · Kenton County, KY · pop 2,375 · 96% of tract blocks fall in Elsmere

The Moderate-tier score of 5.9/10 for census tract 21117065700 reflects conditions in Elsmere, Kentucky. On the national scale it ranks #23,655 of 84,120 for landlord eviction difficulty.

Rent eats 30% or more of income for 53% of renter households, a severe level, and 13% are severely burdened at 50% or more. The typical renter pays about $1,319 a month while the average household earns $73,977 a year, roughly 21% of income at the averages. About 15% of occupied units are renter-occupied.

Risk score
4.1
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 8% Stable renters 7% Owners 85%
Tract context
Occupied units949
Renter share14.9%
SVI overall0.11
Poverty rate11.5%
Median income$73,977

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
0 th percentile
Rank, 0th percentileLowHigh
#3 of 3 tracts In Elsmere
Very Low
Within county
63 th percentile
Rank, 63rd percentileLowHigh
#17 of 44 tracts In Kenton County
Elevated
Within state
43 th percentile
Rank, 43rd percentileLowHigh
#740 of 1,306 tracts In Kentucky
Moderate
National
53 th percentile
Rank, 53rd percentileLowHigh
#39,389 of 84,120 tracts In U.S.
Moderate
Geographic context

Risk heat across Elsmere and the region

Centroid at 39.0050, -84.6081 · click any tract to drill in

Why Elsmere scores 4.1

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Elsmere
4.6
Regional political climate
2024 county presidential margin
4.0
State political climate
Kentucky legislature & governorship
2.1
Economic stress
11.5% poverty · this tract
2.9
Supply constraint
$1,319 rent vs county FMR
5.2
Rent control risk
Inherited from Elsmere
6.2
Eviction process difficulty
State law sets the calendar
1.8
Tenant organizing strength
Inherited from Elsmere
6.5
Housing court bias
Inherited from Elsmere
6.5

How Elsmere compares

Risk score vs. parent city, county, state.
Elsmere risk score vs. parent city / county / stateThis tract: 4.14.1This tracttract 065700Elsmere: 2.62.6Elsmereparent cityCounty: 3.63.6Countyavg tract in countyState: 4.34.3Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 11

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Elsmere

The heaviest input here is housing court bias at 6.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Elsmere eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Kenton County average of 5.0 and above the Kentucky statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is predominantly White and ranks around the 11th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 21117065700

Q1

What is the eviction-risk score for census tract 21117065700?

Census tract 21117065700 in Elsmere scores 4.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 21117065700?

Median gross rent is $1,319/month (ACS 5-year 2023, table B25064). 53% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 21117065700?

11.5% of residents in tract 21117065700 live below the federal poverty line (ACS B17001, 2023). Population: 2,375.
Q4

How socially vulnerable is tract 21117065700?

CDC Social Vulnerability Index ranks this tract in the 11th percentile nationally. Sub-themes: socioeconomic 30th, household 3th, minority 22th, housing 26th.
Q5

How does tract 21117065700 compare to Elsmere overall?

Tract 21117065700 scores 4.1/10, higher than the parent city of Elsmere at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Elsmere eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q6

Was tract 21117065700 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Elsmere

Top eight tracts in Elsmere ranked by composite eviction-risk score.

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