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Census Tract · Ranked #47,371 of 84,120 nationally

Elsmere Eviction Risk: Moderate

Tract 21117065700 · Kenton County, KY · pop 2,375 · 96% of tract blocks fall in Elsmere

With a score of 4.1/10, tract 21117065700 in Elsmere, KY reads moderate for landlord eviction risk. Population here is 2,375. Cost burden runs 53% here against 37.9% across Kenton County.

Risk score
4.1
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 8% Stable renters 7% Owners 85%
Tract context
Occupied units949
Renter share14.9%
SVI overall0.11
Poverty rate11.5%
Median income$73,977

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
0 th percentile
Rank, 0th percentileLowHigh
#3 of 3 tracts In Elsmere
Very Low
Within county
65 th percentile
Rank, 65th percentileLowHigh
#16 of 44 tracts In Kenton County
Elevated
Within state
61 th percentile
Rank, 61st percentileLowHigh
#511 of 1,306 tracts In Kentucky
Elevated
National
44 th percentile
Rank, 44th percentileLowHigh
#47,371 of 84,120 tracts In U.S.
Moderate
Geographic context

Risk heat across Elsmere and the region

Centroid at 39.0050, -84.6081 · click any tract to drill in

Why Elsmere scores 4.1

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Elsmere
4.6
Regional political climate
2024 county presidential margin
4.0
State political climate
Kentucky legislature & governorship
2.1
Economic stress
11.5% poverty · this tract
2.9
Supply constraint
$1,319 rent vs county FMR
5.2
Rent control risk
Inherited from Elsmere
6.2
Eviction process difficulty
State law sets the calendar
1.8
Tenant organizing strength
Inherited from Elsmere
6.5
Housing court bias
Inherited from Elsmere
6.5

How Elsmere compares

Risk score vs. parent city, county, state.
Elsmere risk score vs. parent city / county / state4.1This tracttract 0657003.9Elsmereparent city3.8Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 11

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Elsmere

The dominant input is court filing pressure at 8.7/10. Well under the midpoint, eviction-process difficulty reads 1.8/10.

Running cool, state political climate reads 2.1/10. Severe burden reaches 13%. Those are renters paying half their income or more, and that is where non-payment filings originate. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 44th percentile of the 84,120 tracts scored. At 15% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. CDC social-vulnerability scoring puts the tract at 2/10.

Of its three components the household composition measure is the least pressured. It tracks the Kenton County average of 3.8 closely. Average gross rent is $1,319, close to the Elsmere average.

Annual rent works out to 21% of average household income of $73,977.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 21117065700

Q1

What is the eviction-risk score for census tract 21117065700?

Census tract 21117065700 in Elsmere scores 4.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 21117065700?

Median gross rent is $1,319/month (ACS 5-year 2023, table B25064). 53% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 21117065700?

11.5% of residents in tract 21117065700 live below the federal poverty line (ACS B17001, 2023). Population: 2,375.
Q4

How socially vulnerable is tract 21117065700?

CDC Social Vulnerability Index ranks this tract in the 11th percentile nationally. Sub-themes: socioeconomic 30th, household 3th, minority 22th, housing 26th.
Q5

How does tract 21117065700 compare to Elsmere overall?

Tract 21117065700 scores 4.1/10, right in line with the parent city of Elsmere at 3.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Elsmere eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q6

Was tract 21117065700 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Elsmere

Top eight tracts in Elsmere ranked by composite eviction-risk score.

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