Richmond Eviction Risk: Moderate

23% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. 76% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. On the softer side, eviction-process difficulty reads 2/10.

The poverty rate is 26%, which in this model reads as reduced rent-recovery odds after a judgment. Running cool, tenant-organizing strength reads 2/10.

At $729 a month, rents run 21% under what the rest of Richmond commands. It sits 1.0 points above the Madison County average of 3.9.

That is riskier than roughly 59% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 7.9/10, which tracks how hard a shock lands on the households already here.

Statewide the KY average is 3.9, so this tract runs 1.0 points hotter. Of its three components the socioeconomic standing measure is the most pressured. 36% of renter households spend at least 30% of income on rent.

Annual rent works out to 24% of average household income of $35,909.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.