Bay View Eviction Risk: Lower

Severe burden reaches 27%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. At $1,618 a month, rents sit 30% over what the rest of Saco commands.

34% of renters here are cost-burdened at the 30% threshold, higher than the Saco rate of 30.1%. 3.9% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. 4.4% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

Only 13% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices. The closest comparables inside the same city are Sandy Brook and Amari Springs.

Against average income of $131,429, annual rent is only 15%, a wide affordability cushion. Poverty sits at 4%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

One tract means one number: 3/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.