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Saco, Maine eviction risk overview
City brief · 20,819 residents

Saco, ME Eviction Risk: MODERATE

York County · Population 20,819

In 2026
Risk score
5.2
MODERATE

59th percentile, Maine.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.6 Average3.1 Now5.2
10 5 1976 · score 1.6 1977 · score 1.7 1978 · score 1.7 1979 · score 1.8 1980 · score 1.8 1981 · score 1.9 1982 · score 1.9 1983 · score 1.8 1984 · score 1.6 1985 · score 1.7 1986 · score 1.7 1987 · score 1.7 1988 · score 1.8 1989 · score 1.8 1990 · score 1.9 1991 · score 1.9 1992 · score 2.5 1993 · score 2.5 1994 · score 2.5 1995 · score 2.5 1996 · score 3.0 1997 · score 3.1 1998 · score 3.1 1999 · score 3.2 2000 · score 2.6 2001 · score 2.7 2002 · score 2.8 2003 · score 2.8 2004 · score 3.0 2005 · score 3.0 2006 · score 3.1 2007 · score 3.2 2008 · score 3.7 2009 · score 3.8 2010 · score 3.9 2011 · score 4.0 2012 · score 3.8 2013 · score 3.9 2014 · score 4.0 2015 · score 4.1 2016 · score 3.8 2017 · score 3.9 2018 · score 4.1 2019 · score 4.3 2020 · score 5.0 2021 · score 5.1 2022 · score 5.0 2023 · score 5.0 2024 · score 5.0 2025 · score 4.9 2026 · score 5.2

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 6.1 Regional 6.1 State 4.0 Economic 3.8 Supply 7.1 Rent Control 5.8 Eviction 3.6 Tenant 6.5 Housing 4.9 5.2 MODERATE
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +10.5% (2024)
    6.1
  2. Regional political climate
    County-weighted neighbor mix
    6.1
  3. State political climate
    Maine legislature & governorship
    4.0
  4. Economic stress
    6.8% poverty · 1.7% unemp.
    3.8
  5. Supply constraint
    $1,249 average · 27.2% renters
    7.1
  6. Rent Control risk
    30.1% of income on rent
    5.8
  7. Eviction process difficulty
    81 days filing → judgment
    3.6
  8. Tenant organizing strength
    27.2% renters
    6.5
  9. Housing court bias
    County bench composition
    4.9
Geographic context

Risk heat across Saco and the region

Click any city to see its score

How Saco compares

Risk score vs. peers, county, state, and the U.S.
Rank in York County
Moderate
#9 of 18 cities
Rank in county, 53rd percentileBottomTop
#9 of 18 cities in York County for landlord eviction risk.
Rank in Maine
Moderate
#71 of 155 cities
Rank in state, 55th percentileBottomTop
#71 of 155 cities in Maine for landlord eviction risk.
vs. county · state · U.S.
Saco risk score vs. county / state / U.S.Saco: 5.25.2SacoThis cityCounty: 5.25.2Countyavg in countyState: 5.65.6Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 5.2
    / 10 · MODERATE
    The verdict

    A Moderate-tier market.

    Composite 5.2/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+3.6 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 81d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,249/mo. A contested eviction takes 81 days and costs $3,265-$7,811 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 27.2%
    Renters
    The renters

    Who you'll be renting to.

    Out of 20,819 residents, 27.2% rent. 30% are spending 30%+ income on rent, 6.8% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 6.1
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 6.1 and 6.1 (Dem margin +10.5% (2024)). State climate at 4, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 4
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 4/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 3.6, housing court bias 4.9, rent-control risk 5.8. Standard process speed for the state.

    50-yr trendProcess difficulty +-1.4 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 3.8
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 3.8. Supply constraint: 7.1. The numbers behind those: 6.8% poverty, 1.7% unemployment, 30% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Saco sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Portland, ME · 77d · ~$5.1k all-in ($66/day) · score 7.8 Portland Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Worcester, MA · 184d · ~$19.8k all-in ($108/day) · score 6.9 Worcester Providence, RI · 108d · ~$8.9k all-in ($83/day) · score 7.6 Providence Springfield, MA · 191d · ~$20.6k all-in ($108/day) · score 7.2 Springfield Cambridge, MA · 212d · ~$19.8k all-in ($93/day) · score 5.8 Cambridge Lowell, MA · 198d · ~$19.9k all-in ($101/day) · score 6.8 Lowell Manchester, NH · 57d · ~$4.6k all-in ($81/day) · score 3.7 Manchester Brockton, MA · 207d · ~$19.7k all-in ($95/day) · score 7.1 Brockton Quincy, MA · 216d · ~$18.5k all-in ($85/day) · score 5.6 Quincy Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Saco
Saco · 81d · ~$5.5k all-in ($68/day) · score 5.2 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Saco, ME

Landlording in Saco, Maine, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 5.2/10 (MODERATE tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Saco is a city of 20,819 residents where 27.2% of occupied units are renter-occupied, and the typical renter spends 30.1% of income on rent. At an average rent of $1,249/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Saco eviction process actually works

Eviction process difficulty here reads 3.6/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Saco closes 81 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Saco's timeline is usually the calendar, not the motion practice. Housing court bias scores 4.9/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Saco runs $3,265 to $7,811 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 81 days of typical timeline and $1,249/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 6.5/10 in Saco, and the city has limited rent control exposure (5.8/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Maine, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Saco: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a MODERATE tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Maine's statutory language. Fix those four, and most cases settle or default. Skip them, and a $7,811 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Saco

Trap · 5.8/10
The 4.9/10 score weighs nine sub-factors including political climate, court bias, supply constraint, and tenant organizing strength. Saco's rent-control-risk sub-score is 5.8/10, driven by state preemption and market dynamics.
05FAQ

Frequently asked questions

Q1

What is the pay-or-quit notice in Saco?

7 days. Maine law (14 M.R.S. § 6001 et seq. (Forcible Entry and Detainer)) sets a 7-day pay-or-quit notice before any unlawful-detainer filing. If the tenant pays in full inside the cure window, the notice is satisfied and the landlord cannot proceed on that delinquency.

Q2

Security deposit limit for Saco landlords?

2.00 months of rent under Maine statute. Return is due within 21 days of move-out with an itemized deduction statement. Late or unitemized returns typically expose the landlord to statutory damages, often double the deposit plus the tenant's attorney fees.

Q3

Do I need a reason to terminate a lease in Saco?

Not at the state level. Maine doesn't impose statewide just-cause. Some Maine cities and counties do, though, so check Saco's local ordinances before drafting a no-cause notice.

Q4

Are Housing Choice Vouchers required in Saco?

Yes. Maine protects source of income statewide, so refusing Section 8 or other lawful income sources is illegal. You can still apply your standard income-multiple and credit/eviction-history screening, but the income source itself can't be a basis for denial.

Q5

What's the typical Saco eviction cost?

Typical all-in: $3,265 to $7,811, covering filing, service, attorney representation, sheriff or constable lockout, and lost rent during the case. Cash-for-keys at $1,000-$3,000 routinely outperforms full-process economics when the tenant will negotiate.

Q6

What's the typical Saco eviction calendar?

Uncontested cases run 30-50 days from notice service to physical lockout. Contested cases, usually involving habitability counterclaims, retaliation defenses, or notice-defect attacks, extend by 60-180 days.

Q7

What happens if I change the locks on a non-paying tenant?

No. Self-help eviction, changing locks, shutting off utilities, removing belongings, is illegal in Maine and every other state. Statutory damages typically run $1,000-$10,000 per incident plus the tenant's attorney fees. The fact that the tenant hasn't paid in months does not change this; you still go through court.

Continue: Maine eviction process step-by-step, Maine cost guide, deposit rules, tenant protections. For the surrounding market, the York County landlord overview. Methodology: how the 4.9/10 score is built.

06Score

What this score means for landlords2

A 5.2/10 places Saco in the 59th percentile of Maine cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.