Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #4,036 of 84,120 nationally
Garwyn Oaks Eviction Risk: Elevated , Baltimore
Tract 24510150800 · Baltimore city, MD · pop 5,176 · neighborhood within 0.1 mi
Eviction risk in the Garwyn Oaks area of Baltimore centers on tract 24510150800, which scores 7.4/10 (Elevated tier) and is home to 5,176 residents. That is riskier than roughly 98% of the 84,120 US census tracts we score.
About 56% of renters carry a rent burden of 30% of income or higher, a severe level, and 43% are severely burdened at 50% or more. Average gross rent is $1,164 monthly, set against $60,439 in average yearly household income, roughly 23% of income at the averages. About 56% of occupied units are renter-occupied, a renter-majority tract.
Risk score
7.2
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 32%
Stable renters 25%
Owners 43%
Tract context
Occupied units1,916
Renter share56.2%
SVI overall0.87
Poverty rate26.1%
Median income$60,439
Percentile rank
Higher percentile = riskier than more peers.Within parent city
63
th percentile
Elevated
Within county
63
th percentile
Elevated
Within state
95
th percentile
Very High
Geographic context
Risk heat across Baltimore and the region
Centroid at 39.3190, -76.6778 · click any tract to drill in
Why Garwyn Oaks scores 7.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Baltimore
7.0
Regional political climate
2024 county presidential margin
8.8
State political climate
Maryland legislature & governorship
5.7
Economic stress
26.1% poverty · this tract
6.5
Supply constraint
$1,164 rent vs county FMR
1.0
Rent control risk
Inherited from Baltimore
5.5
Eviction process difficulty
State law sets the calendar
6.0
Tenant organizing strength
Inherited from Baltimore
6.5
Housing court bias
Inherited from Baltimore
6.0
How Garwyn Oaks compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 87
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 93%Socioeconomic
- 49%Household composition
- 98%Racial/ethnic minority
- 74%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 100%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 27.9%Housing insecurity
- 20.0%Utility-shutoff threat
- 33.6%Food insecurity
- 34.6%SNAP enrollment
- 16.6%Transit barriers
- 10.4%No health insurance
- 19.1%Frequent mental distress
- 38.8%Any disability
Analysis
What drives eviction risk in Garwyn Oaks
What moves this score most is economic stress at 6.5/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Baltimore eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Baltimore City County average of 7.1 and above the Maryland statewide average of 6.6. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 27.9% of adults here said they could not pay rent or mortgage at some point in the past year, and 20.0% faced a utility shutoff threat, a common early warning before a filing.
The tract is predominantly Black and ranks around the 87th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 24510150800
Q1
What is the eviction-risk score for census tract 24510150800?
Census tract 24510150800 in the Garwyn Oaks neighborhood scores 7.2/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 24510150800?
Median gross rent is $1,164/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 24510150800?
26.1% of residents in tract 24510150800 live below the federal poverty line (ACS B17001, 2023). Population: 5,176.
Q4
How socially vulnerable is tract 24510150800?
CDC Social Vulnerability Index ranks this tract in the 87th percentile nationally. Sub-themes: socioeconomic 93th, household 49th, minority 98th, housing 74th.
Q5
Is tract 24510150800 considered part of Garwyn Oaks?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 24510150800 fall within Garwyn Oaks (neighborhood centroid within 0.1 miles, OSM data).
Q6
What share of households in tract 24510150800 struggle to pay rent?
About 27.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 20.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 24510150800 compare to Baltimore overall?
Tract 24510150800 scores 7.2/10, higher than the parent city of Baltimore at 6.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Baltimore eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 24510150800 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Baltimore
Top eight tracts in Baltimore ranked by composite eviction-risk score.
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