Pen Lucy Eviction Risk: Elevated , Baltimore

The severe-burden share is 25%, and it is the single best predictor in this model of a filing that actually reaches judgment. Well under the midpoint, supply constraint reads 1/10. SNAP participation runs 32.8% against 15.2% nationally.

On the high side, regional political climate reads 8.8/10. Average gross rent is $1,083, 19% below the Baltimore average. Inability to pay a utility bill runs 19.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 82nd percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 7.8/10, which tracks how hard a shock lands on the households already here. Statewide the MD average is 5.5, so this tract runs 1.1 points hotter. Of its three components the household composition measure is the most pressured.

Rent takes 30% or more of income for 54% of renters. It tracks the Baltimore City average of 6.8 closely. Annual rent works out to 21% of average household income of $62,176.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.