Neighborhood · Ranked #15,522 of 84,120 nationally

Towson Park Eviction Risk: Moderate

Tract 24005490304 · Baltimore County, MD · pop 4,392 · neighborhood within 0.1 mi

The Elevated-tier score of 7.7/10 for census tract 24005490304 reflects conditions in the Towson Park area of Towson, Maryland. That ranks it in the top 1% of US census tracts for landlord eviction risk, among the very hardest places in the country to operate.

Rent eats 30% or more of income for 59% of renter households, a severe level, and 25% are severely burdened at 50% or more. The typical renter pays about $1,985 a month while the average household earns $76,842 a year, roughly 31% of income at the averages. About 86% of occupied units are renter-occupied, a renter-majority tract.

Risk score

5.7

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 50% Stable renters 36% Owners 14%

Tract context

Occupied units2,444

Renter share85.8%

SVI overall0.47

Poverty rate25.7%

Median income$76,842

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Towson and the region

Centroid at 39.4087, -76.6052 · click any tract to drill in

Why Towson Park scores 5.7

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Towson

6.7

Regional political climate

2024 county presidential margin

6.4

State political climate

Maryland legislature & governorship

5.7

Economic stress

25.7% poverty · this tract

6.4

Supply constraint

$1,985 rent vs county FMR

5.1

Rent control risk

Inherited from Towson

7.1

Eviction process difficulty

State law sets the calendar

5.8

Tenant organizing strength

Inherited from Towson

8.6

Housing court bias

Inherited from Towson

6.6

How Towson Park compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 47

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

41%Socioeconomic
14%Household composition
66%Racial/ethnic minority
73%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
2%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

13.4%Housing insecurity
8.7%Utility-shutoff threat
14.8%Food insecurity
11.6%SNAP enrollment
8.7%Transit barriers
6.8%No health insurance
17.5%Frequent mental distress
23.5%Any disability

Analysis

What drives eviction risk in Towson Park

What moves this score most is tenant organizing strength at 8.6/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Towson eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Baltimore County average of 6.7 and above the Maryland statewide average of 6.6. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

In CDC survey modeling, about 13.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 8.7% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 24005490304

What is the eviction-risk score for census tract 24005490304?

Census tract 24005490304 in the Towson Park neighborhood scores 5.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 24005490304?

Median gross rent is $1,985/month (ACS 5-year 2023, table B25064). 59% of renter households are cost-burdened.

What is the poverty rate in tract 24005490304?

25.7% of residents in tract 24005490304 live below the federal poverty line (ACS B17001, 2023). Population: 4,392.

How socially vulnerable is tract 24005490304?

CDC Social Vulnerability Index ranks this tract in the 47th percentile nationally. Sub-themes: socioeconomic 41th, household 14th, minority 66th, housing 73th.

Is tract 24005490304 considered part of Towson Park?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 24005490304 fall within Towson Park (neighborhood centroid within 0.1 miles, OSM data).

What share of households in tract 24005490304 struggle to pay rent?

About 13.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.7% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 24005490304 compare to Towson overall?

Tract 24005490304 scores 5.7/10, lower than the parent city of Towson at 6.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Towson eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 24005490304 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Towson

Top eight tracts in Towson ranked by composite eviction-risk score.