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Galena, Maryland eviction risk overview
City brief · 728 residents

Galena, MD Eviction Risk: MODERATE

Cecil County · Population 728

In 2026
Risk score
5.3
MODERATE

17th percentile, Maryland.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.2 Average3.4 Now5.3
6.4 2.2 1976 · score 2.2 1977 · score 2.2 1978 · score 2.2 1979 · score 2.2 1980 · score 2.3 1981 · score 2.4 1982 · score 2.4 1983 · score 2.3 1984 · score 2.3 1985 · score 2.2 1986 · score 2.2 1987 · score 2.2 1988 · score 2.2 1989 · score 2.2 1990 · score 2.3 1991 · score 2.4 1992 · score 2.5 1993 · score 2.5 1994 · score 2.4 1995 · score 2.4 1996 · score 2.5 1997 · score 2.5 1998 · score 2.5 1999 · score 2.6 2000 · score 3.1 2001 · score 3.2 2002 · score 3.3 2003 · score 3.3 2004 · score 3.3 2005 · score 3.2 2006 · score 3.2 2007 · score 3.3 2008 · score 3.8 2009 · score 4.0 2010 · score 4.2 2011 · score 4.2 2012 · score 4.2 2013 · score 4.2 2014 · score 4.2 2015 · score 4.2 2016 · score 4.2 2017 · score 4.2 2018 · score 4.2 2019 · score 4.2 2020 · score 6.2 2021 · score 6.4 2022 · score 5.9 2023 · score 5.5 2024 · score 5.5 2025 · score 5.4 2026 · score 5.3

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.3 Regional 4.3 State 5.7 Economic 2.8 Supply 5.8 Rent Control 7.8 Eviction 5.5 Tenant 7.3 Housing 4.9 5.3 MODERATE
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +30.9% (2024)
    4.3
  2. Regional political climate
    County-weighted neighbor mix
    4.3
  3. State political climate
    Maryland legislature & governorship
    5.7
  4. Economic stress
    2.0% poverty · 1.3% unemp.
    2.8
  5. Supply constraint
    $863 average · 31.7% renters
    5.8
  6. Rent Control risk
    32.3% of income on rent
    7.8
  7. Eviction process difficulty
    137 days filing → judgment
    5.5
  8. Tenant organizing strength
    31.7% renters
    7.3
  9. Housing court bias
    County bench composition
    4.9
Geographic context

Risk heat across Galena and the region

Click any city to see its score

How Galena compares

Risk score vs. peers, county, state, and the U.S.
Rank in Cecil County
Very Low
#9 of 9 cities
Rank in county, 0th percentileLowHigh
#9 of 9 cities in Cecil County for landlord eviction risk.
Rank in Maryland
Very Low
#455 of 532 cities
Rank in state, 15th percentileLowHigh
#455 of 532 cities in Maryland for landlord eviction risk.
vs. county · state · U.S.
Galena risk score vs. county / state / U.S.Galena: 5.35.3GalenaThis cityCounty: 5.85.8Countyavg in countyState: 6.26.2Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 5.3
    / 10 · MODERATE
    The verdict

    A Moderate-tier market.

    Composite 5.3/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+3.1 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 137d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $863/mo. A contested eviction takes 137 days and costs $5,743–$14,059 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 31.7%
    Renters
    The renters

    Who you'll be renting to.

    Out of 728 residents, 31.7% rent. 32% are spending 30%+ income on rent, 2.0% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.3
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.3 and 4.3 (GOP margin +30.9% (2024)). State climate at 5.7, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 5.7
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 5.7/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 5.5, housing court bias 4.9, rent-control risk 7.8. Standard process speed for the state.

    50-yr trendProcess difficulty +0.5 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 2.8
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 2.8. Supply constraint: 5.8. The numbers behind those: 2.0% poverty, 1.3% unemployment, 32% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Galena sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Baltimore, MD · 147d · ~$11.8k all-in ($80/day) · score 6.7 Baltimore Glen Burnie, MD · 157d · ~$11.7k all-in ($75/day) · score 6.2 Glen Burnie Dundalk, MD · 135d · ~$10.5k all-in ($78/day) · score 6.5 Dundalk Towson, MD · 150d · ~$10.5k all-in ($70/day) · score 6.2 Towson Severn, MD · 158d · ~$9.5k all-in ($60/day) · score 6.2 Severn Bel Air South, MD · 154d · ~$10.1k all-in ($66/day) · score 5.6 Bel Air South Columbia, MD · 136d · ~$11.5k all-in ($85/day) · score 6.1 Columbia Germantown, MD · 153d · ~$11.8k all-in ($77/day) · score 6.2 Germantown Frederick, MD · 147d · ~$10.1k all-in ($69/day) · score 5.5 Frederick Waldorf, MD · 143d · ~$12.4k all-in ($87/day) · score 6.2 Waldorf Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Galena
Galena · 137d · ~$9.9k all-in ($72/day) · score 5.3 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Galena, MD

Landlording in Galena, Maryland, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 5.3/10 (MODERATE tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Galena is a city of 728 residents where 31.7% of occupied units are renter-occupied, and the typical renter spends 32.3% of income on rent. At an average rent of $863/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Galena eviction process actually works

Eviction process difficulty here reads 5.5/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Galena closes 137 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Galena's timeline is usually the calendar, not the motion practice. Housing court bias scores 4.9/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Galena runs $5,743 to $14,059 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 137 days of typical timeline and $863/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 7.3/10 in Galena, and the city carries meaningful rent control exposure (7.8/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Maryland, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Galena: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a MODERATE tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Maryland's statutory language. Fix those four, and most cases settle or default. Skip them, and a $14,059 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Galena

Trap · 31.7%
31.7% renter share against 728 residents produces roughly 231 rental occupants in Galena. Cecil County voted R 26.6% in 2020. Eviction filings tend to cluster in the multifamily rental corridor.
05FAQ

Frequently asked questions

Q1

What is the absolute fastest I can evict someone in Galena?

Even in the best-case scenario, with a cooperative tenant, you're looking at several weeks. The 10-day notice period is just the start. Then comes court scheduling, which can take weeks, followed by the sheriff's lockout process. Realistically, expect a minimum of 30-60 days if everything goes perfectly. Our average of 137 days accounts for common delays.

Q2

Can I turn off utilities if a tenant stops paying rent?

Absolutely not. This is an illegal "self-help" eviction and can lead to severe penalties, including fines and having to pay the tenant damages. Always follow the legal eviction process through the courts. Do not take matters into your own hands.

Q3

What if the tenant damages the property during the eviction?

Document all damages with photos and videos. You can deduct the cost of repairs from their security deposit, provided you follow Maryland's rules for deposit returns within 45 days and provide an itemized list. If damages exceed the deposit, you can sue the tenant in small claims court, but collecting can be difficult.

Q4

Is there rent control in Galena?

No, there is no rent control in Galena, nor is there statewide rent control in Maryland. However, always be aware of potential legislative changes. You can learn more about this on our Maryland rent control rules page.

Q5

Do I need a lawyer for every eviction?

While you can represent yourself in District Court, it's highly recommended to consult or hire an attorney, especially if the tenant disputes the eviction, raises defenses, or if you're unfamiliar with the process. Mistakes can be costly and prolong the eviction. For a 6.4/10 risk score area, professional help is a smart investment.

06Score

What this score means for landlords2

A 5.3/10 places Galena in the 17th percentile of Maryland cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.