Amberfield Eviction Risk: Elevated

Well under the midpoint is economic stress, at 1/10. Against a Gaithersburg baseline of 29.5%, 19% of renters here cross the 30%-of-income line.

Severe burden reaches 13%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Disability prevalence reaches 17.2% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute.

4.0% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. Running hot is rent-regulation exposure at 7/10. Among the 15 mapped neighborhoods of Gaithersburg, it ranks #12 by risk, the lower third.

Only 8% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices. Against average income of $212,065, annual rent is only 12%, a wide affordability cushion. Poverty sits at 3%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

Average gross rent runs $2,133, close to the Gaithersburg average.

Because the boundary contains one tract, 6.1/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.