Within parent city
33
th percentile
Low
Census Tract · Ranked #28,095 of 84,120 nationally
Saugus Eviction Risk: Moderate
Tract 25009208102 · Essex County, MA · pop 3,090
25009208102 is a census tract in Saugus, MA. It scores 5.3/10 for landlords. It is home to 3,090 residents. Severe burden reaches 25%. Those are renters paying half their income or more, and that is where non-payment filings originate.
Risk score
5.3
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 12%
Stable renters 14%
Owners 74%
Tract context
Occupied units1,161
Renter share25.6%
SVI overall0.25
Poverty rate7.2%
Median income$113,938
Percentile rank
Higher percentile = riskier than more peers.Within county
37
th percentile
Low
Within state
39
th percentile
Low
National
67
th percentile
Elevated
Geographic context
Risk heat across Saugus and the region
Centroid at 42.4417, -70.9932 · click any tract to drill in
Why Saugus scores 5.3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Saugus
8.3
Regional political climate
2024 county presidential margin
6.5
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
7.2% poverty · this tract
1.8
Supply constraint
$2,236 rent vs county FMR
6.4
Rent control risk
Inherited from Saugus
6.8
Eviction process difficulty
State law sets the calendar
5.8
Tenant organizing strength
Inherited from Saugus
5.8
Housing court bias
Inherited from Saugus
5.3
How Saugus compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 25
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 17%Socioeconomic
- 47%Household composition
- 44%Racial/ethnic minority
- 31%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 6%Grade C
- 17%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 11.6%Housing insecurity
- 7.5%Utility-shutoff threat
- 13.2%Food insecurity
- 14.4%SNAP enrollment
- 7.7%Transit barriers
- 5.2%No health insurance
- 16.6%Frequent mental distress
- 28.3%Any disability
Analysis
What drives eviction risk in Saugus
What pushes it up most is local political climate at 8.3/10. Running cool, economic stress reads 1.8/10.
Sitting well above the midpoint, court filing pressure reads 7.6/10. The voucher gap is 13.9%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.
Against the Essex County average of 6.0, this tract reads safer for landlords by 0.7 points. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.
Nationally it ranks #28,095 of 84,120 for landlord eviction difficulty. CDC social-vulnerability scoring puts the tract at 3.2/10.
Statewide the MA average is 6.2, so this tract runs 0.9 points cooler. Of its three components the socioeconomic standing measure is the least pressured. Rent takes 30% or more of income for 47% of renters.
Average gross rent is $2,236, close to the Saugus average. Annual rent works out to 24% of average household income of $113,938.
26% of occupied units are renter-occupied.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 25009208102
Q1
What is the eviction-risk score for census tract 25009208102?
Census tract 25009208102 in Saugus scores 5.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 25009208102?
Median gross rent is $2,236/month (ACS 5-year 2023, table B25064). 47% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 25009208102?
7.2% of residents in tract 25009208102 live below the federal poverty line (ACS B17001, 2023). Population: 3,090.
Q4
How socially vulnerable is tract 25009208102?
CDC Social Vulnerability Index ranks this tract in the 25th percentile nationally. Sub-themes: socioeconomic 17th, household 47th, minority 44th, housing 31th.
Q5
What share of households in tract 25009208102 struggle to pay rent?
About 11.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
How does tract 25009208102 compare to Saugus overall?
Tract 25009208102 scores 5.3/10, lower than the parent city of Saugus at 5.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Saugus eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7
Was tract 25009208102 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 17% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Saugus
Top eight tracts in Saugus ranked by composite eviction-risk score.
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