West Somerville Eviction Risk: High , Cambridge

At $1,080 a month, rents run 57% under what the rest of Somerville commands. 28% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Pulling hardest the other way is supply constraint at 1/10. This is renter territory: 82% of occupied units are tenant-occupied.

Set annual rent against average income of $37,011 and the ratio lands at 35%, above the conventional 30% ceiling. Sitting well above the midpoint, local political climate reads 8.5/10.

The poverty rate is 29%, which in this model reads as reduced rent-recovery odds after a judgment. Running hot, eviction-process difficulty reads 8/10. SNAP participation runs 26.1% against 15.2% nationally.

This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Somerville. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #3,082 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 8.1/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the MA average is 6.2, so this tract runs 3.1 points hotter. Of its three components the household composition measure is the most pressured.

Rent takes 30% or more of income for 46% of renters.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.