Nobility Hill Historic District Eviction Risk: Moderate

Scores across the 3 constituent tracts range from 3.7 to 6.9. A 3.2-point internal spread means block-level underwriting beats area-level here. The clearest offset is economic stress, at 1.6/10. Severe burden reaches 18%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

Filings are well documented here: 206 across 3 observed tracts. 3.6% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. Average gross rent is $2,300, 13% above the Stoneham average of $2,035.

Food insecurity affects 8.7% of adults, 9.1 points below the national rate. The worst year on record was 2014, when filings touched 5.8% of renter households.

The most recent observed rate, 1.8% in 2016, is well off that peak. Poverty sits at 7%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. Annual rent works out to 22% of average household income of $127,568.

35% of occupied units are renter-occupied.

Underwrite the address, not the area: with 3.2 points between its best and worst tract, the per-tract table below is the operative number. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.