Census Tract · Ranked #45,786 of 84,120 nationally

Troy Eviction Risk: Moderate

Tract 26125197500 · Oakland County, MI · pop 3,643

Census tract 26125197500 covers part of Troy, MI, and scores 4.2/10 on landlord eviction risk. It is home to 3,643 residents. The dominant input is court filing pressure at 9.5/10.

Risk score

4.2

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 19% Stable renters 48% Owners 33%

Tract context

Occupied units1,570

Renter share66.4%

SVI overall0.22

Poverty rate7.1%

Median income$90,055

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Troy and the region

Centroid at 42.5558, -83.1387 · click any tract to drill in

Why Troy scores 4.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Troy

5.1

Regional political climate

2024 county presidential margin

5.7

State political climate

Michigan legislature & governorship

3.3

Economic stress

7.1% poverty · this tract

1.8

Supply constraint

$1,398 rent vs county FMR

5.1

Rent control risk

Inherited from Troy

4.4

Eviction process difficulty

State law sets the calendar

3.3

Tenant organizing strength

Inherited from Troy

5.8

Housing court bias

Inherited from Troy

3.8

How Troy compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 22

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

28%Socioeconomic
5%Household composition
69%Racial/ethnic minority
37%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

8.2%Housing insecurity
5.4%Utility-shutoff threat
10.0%Food insecurity
6.7%SNAP enrollment
5.5%Transit barriers
4.8%No health insurance
14.3%Frequent mental distress
17.2%Any disability

Analysis

What drives eviction risk in Troy

Against Oakland County at 39.8%, 28% of renters here are cost-burdened. 66% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Running cool, economic stress reads 1.8/10. Disability prevalence runs 17.2% against 31.5% nationally.

The severe-burden share is 10%, and it is the single best predictor in this model of a filing that actually reaches judgment. SNAP participation runs 6.7% against 15.2% nationally.

Average gross rent is $1,398, 13% below the Troy average. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #45,786 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 2.9/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the household composition measure is the least pressured.

It tracks the Oakland County average of 4.0 closely. Annual rent works out to 19% of average household income of $90,055.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 26125197500

What is the eviction-risk score for census tract 26125197500?

Census tract 26125197500 in Troy scores 4.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26125197500?

Median gross rent is $1,398/month (ACS 5-year 2023, table B25064). 28% of renter households are cost-burdened.

What is the poverty rate in tract 26125197500?

7.1% of residents in tract 26125197500 live below the federal poverty line (ACS B17001, 2023). Population: 3,643.

How socially vulnerable is tract 26125197500?

CDC Social Vulnerability Index ranks this tract in the 22th percentile nationally. Sub-themes: socioeconomic 28th, household 5th, minority 69th, housing 37th.

What share of households in tract 26125197500 struggle to pay rent?

About 8.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.4% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26125197500 compare to Troy overall?

Tract 26125197500 scores 4.2/10, right in line with the parent city of Troy at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Troy eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26125197500 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Troy

Top eight tracts in Troy ranked by composite eviction-risk score.